Mortgage Specialist

Openbank Deutschland AG; Oklahoma City (OK); On-site; USD 55,000 - 75,000; Full time

Job summary

Sovereign Bank is seeking a Mortgage Specialist to support residential lending from application through closing in Oklahoma City. The role ensures loans are processed accurately, compliantly, and on schedule, collaborating with loan officers, processors, underwriters, title companies, and borrowers to deliver a smooth closing.

Responsibilities include reviewing files for completeness, collecting borrower documentation, coordinating with partners, maintaining loan records, and ensuring adherence

Qualifications

• High school diploma.
• 2-3 years mortgage industry experience.

Responsibilities

• Review loan files for completeness and compliance.
• Collect and verify borrower income, assets, credit, and collateral.
• Coordinate with loan officers, processors, underwriters, and title companies.
• Monitor loan pipeline and resolve conditions or deficiencies.
• Prepare closing packages and ensure timely delivery.
• Ensure compliance with federal, state, investor, and company requirements.
• Review disclosures and closing documents for accuracy.
• Maintain accurate loan records and updates to origination systems.
• Support audits and investor requests.
• Meet service level agreements and production goals.

Education

High school diploma

2-3 years mortgage industry experience

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Specialist

Full Time Admin Support Oklahoma City, OK, US

Salary Range: $55,000.00 To $75,000.00 Annually

Summary of position: The Mortgage Operations Specialist is responsible for supporting the residential mortgage lending process from application through closing. This role ensures loans are processed efficiently, accurately, and in compliance with investor, agency, and regulatory requirements. The Mortgage Operations Specialist works closely with loan officers, processors, underwriters, closing staff, title companies, and borrowers to facilitate a smooth transaction and exceptional customer experience.

Key job functions: (Includes current duties, primary objectives, and responsibilities which are critical to the successful performance of the position)

• Review loan files for completeness, accuracy, and compliance with company, investor, and agency guidelines.
• Collect, organize, and verify borrower documentation, including income, assets, credit, and collateral information.
• Coordinate with loan officers, processors, underwriters, title companies, and closing agents throughout the loan lifecycle.
• Monitor loan pipeline and proactively identify and resolve conditions or documentation deficiencies.
• Prepare, review, and coordinate mortgage closing packages, ensuring all loan documents are accurate, compliant, and delivered in a timely manner to facilitate a smooth closing process.
• Ensure compliance with federal, state, investor, and company mortgage lending requirements.
• Review disclosures, underwriting conditions, and closing documents for accuracy.
• Assist with funding, post-closing, and quality control functions as needed.
• Maintain accurate loan records and update loan origination systems in a timely manner.
• Communicate effectively with internal teams and external partners regarding loan status and outstanding requirements.
• Support audits, compliance reviews, and investor requests.
• Meet established service-level agreements and production goals.

Performance Expectations

• Maintain high levels of file quality and accuracy.
• Meet established turn-time and funding goals.
• Ensure compliance with all applicable lending regulations.
• Contribute to a positive borrower and referral partner experience.
• Support company growth through efficient and scalable operational processes.

Education and Experience:

• High school diploma
• 2-3 years of mortgage industry experience required

Physical Demands: These physical demands are generally representative of the position.

• Hearing, speech, close vision
• Driving with own transportation to other branches for meetings/workshops
• On occasions, may be required to lift and/or move up to 25 pounds
• Job responsibilities may include standing, walking, lifting, kneeling, and crouching

Sovereign Bank is an Equal Opportunity Employer