Mortgage Loan Specialist — High Commission Potential

Regions Bank; Benton (KY); Sur place; USD 20 000 - 100 000; Plein temps

Avantages offerts par ce poste

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Résumé du poste

Regions Bank in Kentucky is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate credit, and maintain client relationships while coordinating with processing and underwriting.

The role involves marketing, cross-selling bank products, and meeting regulatory requirements. A commission-based structure is in place with potential for significant earnings based on performance and location.

Qualifications

• High School Diploma or GED.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.

Responsabilités

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact.
• Answers customer calls and walk-in customers to discuss various loan products and qualification information.
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

Connaissances

Good organizational skills

Mortgage products and terminology

Agency and investor regulations

Relationship building

Multi-tasking

Microsoft Office

Sales acumen

Written and verbal communication

Formation

High School Diploma or GED

Bachelor's degree

Outils

Microsoft Office

Description du poste

Regions Bank in Kentucky is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate credit, and maintain client relationships while coordinating with processing and underwriting.

The role involves marketing, cross-selling bank products, and meeting regulatory requirements. A commission-based structure is in place with potential for significant earnings based on performance and location.