Mortgage Loan Officer — High-Earning Commission & Benefits

Regions Bank; Franklin (KY); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank is seeking a Mortgage Loan Officer in Kentucky to direct the origination of residential mortgage loans through a branch network. The role supports applicants from application to underwriting, with opportunities to build external business via referral partners and cross-sell bank products.

A commission-based plan is in place, and NMLS registration is required. You will engage with realtors, builders, and financial planners to expand market presence, while meeting regulatory

Qualifications

• One year of mortgage lending experience with proven production.
• Proven ability to develop external business via referral partners.
• Familiarity with mortgage products, tax requirements, and regulations.
• Strong sales and customer service skills.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and credit history.
• Maintains contact with loan customers and tracks loan progress.
• Structures loans to comply with lending practices and Federal regulations.
• Develops detailed marketing plans with potential and existing clients and partners.
• Answers customer calls and walk-ins to discuss loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals and addresses encroachments/violations as needed.
• Participates in networking to promote and market loan products.

Skills

Organizational skills

Mortgage products knowledge

Regulatory knowledge

Sales acumen

Communication skills

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Bank is seeking a Mortgage Loan Officer in Kentucky to direct the origination of residential mortgage loans through a branch network. The role supports applicants from application to underwriting, with opportunities to build external business via referral partners and cross-sell bank products.

A commission-based plan is in place, and NMLS registration is required. You will engage with realtors, builders, and financial planners to expand market presence, while meeting regulatory