Mortgage Loan Processor — Onsite, Detail-Driven & Member-Focused

ADP, Inc.; Gardena (CA); On-site; USD 35,000 - 42,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) with employer match

Disability and life insurance

Job summary

Northrop Grumman Federal Credit Union is seeking an experienced Mortgage Loan Processor for an on-site role in Gardena, CA. You will manage loan processing from submission through closing, coordinating with borrowers, loan officers, underwriters and title/escrow teams to ensure timely, accurate conditions and documentation.

The ideal candidate has 3+ years in mortgage processing, strong knowledge of conventional and HELOC guidelines, and proficiency with Encompass and DU/LP.

Qualifications

• Minimum of three years of mortgage loan processing experience.
• Strong knowledge of conventional, non-conforming, and HELOC lending guidelines.
• Experience with Encompass or another loan origination system.
• Proficiency with Desktop Underwriter (DU) and Loan Prospector (LP).
• Working knowledge of real estate lending compliance requirements.

Responsibilities

• Process and package mortgage loans accurately and within established timelines.
• Monitor daily processing requests and manage multiple loan files.
• Communicate with borrowers regarding underwriting conditions and follow up to obtain required documentation.
• Open title and escrow and coordinate with title and escrow professionals throughout the transaction.
• Order and follow up on appraisals, payoffs, flood certifications, verification of employment, compliance reports, and other documentation.
• Prepare and update Loan Estimates and Closing Disclosures as needed.
• Review and audit appraisal reports and address identified issues or conditions.
• Work closely with Underwriting to obtain approval and clear outstanding conditions.
• Coordinate pre-closing loan packages with Compliance and Quality Control teams.
• Obtain final approval to close and submit completed files to Closing/Funding team.
• Work with closing attorneys, title and escrow officers, real estate agents, and others involved in the loan transaction.
• Ensure all loan files meet lending policies, guidelines, compliance requirements, and deadlines.
• Maintain organized loan files and documentation.

Skills

Mortgage processing

Attention to detail

Communication

Organization

Time management

Teamwork

Adaptability

Education

High School Diploma or equivalent

Tools

Encompass

Desktop Underwriter (DU)

Loan Prospector (LP)

Job description

Northrop Grumman Federal Credit Union is seeking an experienced Mortgage Loan Processor for an on-site role in Gardena, CA. You will manage loan processing from submission through closing, coordinating with borrowers, loan officers, underwriters and title/escrow teams to ensure timely, accurate conditions and documentation.

The ideal candidate has 3+ years in mortgage processing, strong knowledge of conventional and HELOC guidelines, and proficiency with Encompass and DU/LP.