Mortgage Loan Processor — Grow with Community Banking

Tri City National Bank; West Allis (WI); On-site; USD 33,000 - 44,000; Full time

Benefits offered by this job

401(k) with company match

Tuition reimbursement

Medical, dental, and vision coverage

Paid vacation

Job summary

Tri City National Bank in West Allis, WI is seeking a Mortgage Loan Processor to prepare accurate, compliant loan files for underwriting across FHA, VA, Conventional, and WHEDA programs. You will verify documents, monitor deadlines, and communicate with loan officers and customers.

This role emphasizes regulatory compliance (RESPA, Regulation Z, HMDA), data entry for HMDA/CRA, and mentoring teammates. A strong attention to detail and teamwork will help ensure timely closings and excellent

Qualifications

• 3+ years in mortgage loan processing, including experience with Freddie Mac or Fannie Mae guidelines.
• Proficiency with mortgage processing software (MeridianLink LOS preferred) and Microsoft Office.
• Strong organizational skills with excellent attention to detail.
• Ability to professionally communicate with customers, staff, and third parties in a timely manner.
• Familiarity with real estate lending guidelines and federal compliance requirements.
• Ability to prioritize tasks, work independently, and meet deadlines while maintaining confidentiality.

Responsibilities

• Process loans utilizing FHA, VA, Conventional, WHEDA and other loan programs by reviewing documentation and submitting complete files for underwriting approval.
• Prepare initial disclosures and re-disclosures (per Regulation Z) to meet all regulatory deadlines.
• Verify supporting documents like appraisals, credit reports, income, title commitments, and flood determinations to ensure files are complete and accurate.
• Monitor daily pipeline reports, keeping track of commitment and rate expiration dates, and promptly updating loan officers on status changes.
• Professionally update loan officers, customers, and third-party vendors on loan status and any missing documentation.
• Stay current on Federal and State regulations (RESPA, Regulation Z, B, HMDA, ECOA, FCRA) and ensure all files meet compliance standards.
• Mentor less experienced team members and serve as backup for other processors as needed.
• Accurately enter required data in HMDA/CRA reports and handle adverse action applications.

Skills

Mortgage loan processing

Regulatory compliance

Customer communication

Attention to detail

Tools

MeridianLink LOS

Microsoft Office

Job description

Tri City National Bank in West Allis, WI is seeking a Mortgage Loan Processor to prepare accurate, compliant loan files for underwriting across FHA, VA, Conventional, and WHEDA programs. You will verify documents, monitor deadlines, and communicate with loan officers and customers.

This role emphasizes regulatory compliance (RESPA, Regulation Z, HMDA), data entry for HMDA/CRA, and mentoring teammates. A strong attention to detail and teamwork will help ensure timely closings and excellent