Mortgage Loan Originator (MLO)

Empire Finest Group; Florida; On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

100% commission

Uncapped earnings potential

Job summary

Empire Finest Group in Miami, FL is seeking a Mortgage Loan Originator (MLO) to generate opportunities, build a robust referral network, and grow a self-directed mortgage business. This field-based role rewards initiative and professional excellence.

As a 100% commission-based position with uncapped earning potential, you will develop relationships with Realtors, builders, and clients, guiding borrowers through the origination process while leveraging CRM tools and company support to close loans.

Qualifications

• Active NMLS license or ability to obtain license before originating loans.
• Entrepreneurial mindset with strong sales drive.
• Excellent communication and relationship-building skills.
• Willingness to prospect, network, and develop referrals.
• Self-motivated, organized, and results-oriented.

Responsibilities

• Generate mortgage opportunities through prospecting, networking, and relationship development.
• Build and maintain referral partnerships with real estate professionals and other industry contacts.
• Identify borrowers' financing needs and recommend suitable mortgage solutions.
• Guide clients through the mortgage origination process with professionalism and care.
• Collaborate with loan processing and operations resources to support successful closings.
• Maintain an organized pipeline and consistent communication with clients and referral partners.
• Stay informed about lending guidelines, mortgage products, and market developments.
• Follow applicable licensing, regulatory, and compliance requirements.

Skills

Outside sales

Networking

Relationship-building

Self-motivated

Bilingual English/Spanish

Education

NMLS license

Tools

CRM tools

Job description

Position Overview

NOW HIRING | MORTGAGE LOAN ORIGINATORSBuild Your Business. Elevate Your Potential. Grow with Excellence.Location: Miami, FLPosition: Mortgage Loan Originator (MLO)Work Environment: Outside Sales | Field-BasedCompensation: 100% Commission | Uncapped Earning Potential

Your Ambition Deserves the Right Environment.

At Empire Finest Group, we believe building a successful mortgage career takes more than closing loans. It takes ambition, strong relationships, continuous development, and an environment where excellence is the foundation of everything we do.

We're looking for motivated professionals who want to take ownership of their growth, build a strong referral network, and establish a sustainable mortgage business.

Whether you're an experienced Loan Officer looking to take your production to the next level or an emerging professional ready to build your career, we offer a platform designed to support your success.

We value individuals who think like entrepreneurs, take initiative, embrace challenges, and understand that long-term success comes from consistency, preparation, and delivering exceptional experiences.

WHY EMPIRE FINEST GROUP?

A Culture Where Excellence Comes First

Excellence isn't just what we strive for. It's how we operate.

Our culture is built on professionalism, accountability, attention to detail, continuous improvement, and a shared commitment to delivering the finest client experience.

We believe the right environment can challenge you to think bigger, strengthen your skills, and become the professional you aspire to be.

Build Your Own Business with the Right Support

Your success starts with your initiative, but you don't have to build everything alone.

At Empire Finest Group, you'll have the opportunity to:

• Develop and expand your own referral network.
• Build relationships with Realtors, builders, investors, and industry professionals.
• Strengthen your personal brand and market presence.
• Grow a sustainable pipeline of mortgage opportunities.
• Access operational and loan processing resources.
• Leverage CRM tools and mortgage industry expertise.
• Expand your knowledge across Conventional, FHA, VA, Jumbo, DSCR, and Non-QM loan programs.

Your ambition drives your business. Our platform supports your growth.

90-Day Launch & Earn Program

A strong foundation creates stronger opportunities.

Our 90-Day Launch & Earn Program is designed to support Loan Officers who want to strengthen their business development strategies, expand their mortgage knowledge, and establish productive habits for long-term growth.

Through structured learning opportunities and mentorship, participants can focus on:

• Prospecting and lead generation strategies.
• Referral partnership development.
• Mortgage products and loan structuring.
• Client consultations and sales conversion.
• Personal branding and market positioning.
• Pipeline management and consistent follow-up.
• Business planning and production growth.

Whether you're building your first pipeline or looking to strengthen your existing business, the program offers resources to help you move forward with purpose.

A Team Committed to Growth

We believe individual ambition and team collaboration can go hand in hand.

You’ll be part of a professional environment that values knowledge-sharing, strong communication, ethical lending practices, and the pursuit of better results.

Because the people and standards you surround yourself with matter.

WHAT YOU'LL DO

• Generate mortgage opportunities through prospecting, networking, and relationship development.
• Build and maintain referral partnerships with real estate professionals and other industry contacts.
• Identify borrowers' financing needs and recommend suitable mortgage solutions.
• Guide clients through the mortgage origination process with professionalism and care.
• Collaborate with loan processing and operations resources to support successful closings.
• Maintain an organized pipeline and consistent communication with clients and referral partners.
• Stay informed about lending guidelines, mortgage products, and market developments.
• Follow applicable licensing, regulatory, and compliance requirements.

WHO WE'RE LOOKING FOR

We welcome both experienced mortgage professionals and motivated individuals with relevant sales or financial services backgrounds who are ready to develop their careers in mortgage lending.

Ideal Candidate:

• Active NMLS license or ability to obtain the required licensing before originating loans.
• Mortgage industry experience preferred, but not required.
• Entrepreneurial mindset and strong desire to build a business.
• Excellent communication and relationship-building skills.
• Self-motivated, organized, and proactive.
• Comfortable with outside sales, networking, and independent business development.
• Committed to continuous learning and professional excellence.
• Strong sense of responsibility, integrity, and customer service.
• Bilingual English/Spanish is a plus.

YOU'LL THRIVE HERE IF...

• You want to build a career, not simply find another position.
• You're motivated to create opportunities rather than wait for them.
• You believe preparation and consistency lead to results.
• You value a professional environment with high standards.
• You're eager to develop your skills and expand your business.
• You take pride in delivering exceptional experiences.
• You want your professional growth to reflect your ambition.

YOUR GROWTH. YOUR BUSINESS. YOUR FUTURE.At Empire Finest Group, we're building more than a team of Loan Officers. We're creating an environment where ambitious professionals have the opportunity to develop their expertise, grow their businesses, and pursue excellence at every stage of their careers.

This is a 100% commission-based opportunity with uncapped earning potential and no fixed base salary. Earnings depend on eligible closed loan production and the applicable compensation agreement.

EMPIRE FINEST GROUP The Finest Way to Go.