Mortgage Loan Originator: Grow Homeownership with Confidence

Interra Credit Union; Granger (IN); On-site; USD 55,000 - 90,000; Full time

Job summary

Interra Credit Union is seeking a Mortgage Loan Originator to initiate residential mortgage processes, interview members, and prepare lending packages for purchase or refinance. You will build relationships with realtors and builders, review applications, and guide borrowers through underwriting and closing.

You’ll need 3+ years of mortgage experience, FHA/VA/Fannie Mae knowledge, a Bachelor's degree, NMLS licensing, and valid driving credentials.

Qualifications

• 3+ years mortgage loan, sales, or related experience.
• Experience with FHA, VA, and Fannie Mae loans is required.
• Bachelor's degree in Finance, Business Administration or related field; NMLS and State Licensing required.
• Must have and maintain a valid driver's license.

Responsibilities

• Meets with and interviews potential and current members to understand their lending needs including first mortgages and refinance of existing loans.
• Explains mortgage types and prepares lending packages based on member specifications.
• Assists members with completing mortgage applications and inspects documents for accuracy.
• Reviews loan applications, gathers credit histories, assesses repayment capacity and default risk.
• Originate residential mortgage loans in applicable systems, provide disclosures and obtain signatures on time.
• Keeps members and realtors updated on loan status; attends title company closings as needed.
• Identifies cross-sell opportunities and educates members on credit union products and services.
• Maintains relationships with existing members; follows up after closing to identify needs.
• Develops and maintains contacts with local realtors, developers, and builders to promote credit union services.
• Works with mortgage staff to validate underwriting worksheets and submit loans to underwriting; assists in processing and closing.
• Performs other duties and ensures compliance with applicable laws and regulations.

Skills

Interpersonal skills

Customer service

Organizational skills

Verbal and written communication

Microsoft Office

Education

Bachelor's degree in Finance/Business Administration

Tools

Mortgage processing systems

Job description

Interra Credit Union is seeking a Mortgage Loan Originator to initiate residential mortgage processes, interview members, and prepare lending packages for purchase or refinance. You will build relationships with realtors and builders, review applications, and guide borrowers through underwriting and closing.

You’ll need 3+ years of mortgage experience, FHA/VA/Fannie Mae knowledge, a Bachelor's degree, NMLS licensing, and valid driving credentials.