Mortgage Loan Originator: Realtor Relationships & Cross-Sell

Veridian Credit Union; United States; Presencial; USD 65.000 - 95.000; Tempo integral

Resumo da vaga

Veridian Credit Union is seeking a Mortgage Loan Originator to consult members on mortgage products, collect complete applications, and provide initial disclosures while cross-selling Veridian offerings. You will build relationships with realtors, review credit and income, obtain rate locks, and guide members through closing with accurate settlement figures.

A background of 4+ years in lending, strong communication, and knowledge of mortgage guidelines are required, with a focus on member

Qualificações

• Interview members applying for mortgage loans and assist with selecting loan programs.
• Issue prequalification or preapproval letters on purchases.
• Complete the loan application and communicate initial disclosures to the applicant.

Responsabilidades

• Obtain credit report, income, asset, and other documents to pass a complete loan file to processing/underwriting.
• Scan and upload documents to Veridian's loan origination system.
• Calculate monthly income and debt-to-income ratio for borrower analysis.
• Recommend loans for approval and forward to processing/underwriting or complete adverse action/turn-down.
• Obtain rate locks or pricing commitments with investors and monitor pricing changes.
• Provide updated disclosures and document changes in circumstance as needed.
• Communicate loan updates to members during the process and assist with closing details.
• Cultivate relationships with realtors and other referral sources and participate in real estate events.
• Sell Veridian products and services to help members achieve financial goals.
• Explain final loan numbers from the settlement statement before closing.

Conhecimentos

Oral and written communication

Member service focus

Attention to detail

Positive attitude

Dependable and punctual

Confidentiality

Organizational skills

Self-motivated

Problem solving

Formação

High School Diploma

4+ years lending experience with proven sales success

Nationwide Mortgage Licensing System ID

Ferramentas

Microsoft Outlook

Microsoft Word

Microsoft Excel

Descrição da vaga

Veridian Credit Union is seeking a Mortgage Loan Originator to consult members on mortgage products, collect complete applications, and provide initial disclosures while cross-selling Veridian offerings. You will build relationships with realtors, review credit and income, obtain rate locks, and guide members through closing with accurate settlement figures.

A background of 4+ years in lending, strong communication, and knowledge of mortgage guidelines are required, with a focus on member