Mortgage Loan Originator — Flexible Schedule

State Bank; Perrysburg (OH); On-site; USD 60,000 - 90,000; Full time

Job summary

State Bank in Perrysburg, OH, seeks a Mortgage Loan Officer to drive mortgage originations and grow regional mortgage business. The role emphasizes relationship-building with realtors and customers, cross-selling bank services, and ensuring compliance with lending regulations.

The position requires a business-related degree and at least two years of relevant experience, with strong communication, sales, and regulatory knowledge, plus a valid driver's license.

Qualifications

• Proficient reading, writing, grammar, and mathematics skills.
• Thorough knowledge of current mortgage lending regulations, i.e., Reg. B, RESPA, HMDA, Reg. Z, etc.
• Excellent interpersonal relations, communication and sales skills.
• Proficient PC skills.
• A working knowledge of bank operating policies and procedures which impact mortgage loan services.
• A thorough knowledge of the features and benefits of all bank mortgage loan products and services.
• A thorough knowledge of the mortgage lending documents.
• A thorough knowledge of real estate law and credit underwriting guidelines.
• Visual and auditory skills.
• Valid driver's license.
• Ability to work flexible schedule.

Responsibilities

• Actively participates in the bank’s sales and business development program; developing new mortgage business, including but not limited to customary in-sales activities away from the Bank’s offices and any home office; reporting pertinent information to the supervisor and providing required information on sales and service activities.
• Maintains a current knowledge of applicable laws and regulations affecting mortgage banking services.
• Coordinates departmental tasks with coworkers inside and outside the department to ensure an efficient process and proper segregation of duties.
• Responds to inquiries relating to his/her area within time frames and policy.
• Abides by laws and policies to promote an environment free of harassment and discrimination.
• Cooperates with and supports risk management, safety, soundness and regulatory compliance.

Skills

Reading & writing

Mortgage lending regulations

Interpersonal skills

PC skills

Bank policies & procedures

Mortgage loan products knowledge

Real estate law & underwriting

Verbal & written communication

Valid driver's license

Flexibility in schedule

Education

Bachelor's degree in business-related field

Job description

State Bank in Perrysburg, OH, seeks a Mortgage Loan Officer to drive mortgage originations and grow regional mortgage business. The role emphasizes relationship-building with realtors and customers, cross-selling bank services, and ensuring compliance with lending regulations.

The position requires a business-related degree and at least two years of relevant experience, with strong communication, sales, and regulatory knowledge, plus a valid driver's license.