Mortgage Loan Originator

United Community; Miami (FL); On-site; USD 60,000 - 100,000; Full time

Job summary

United Community is seeking a Mortgage Loan Officer (MLO) in Miami, Florida. The MLO will assist individuals and families in achieving homeownership through personalized guidance in the mortgage process. Ideal candidates have at least two years of experience in residential mortgage loan origination and possess an NMLS License. The position offers a full-time opportunity in a non-remote setting, focusing on building relationships with realtors and ensuring high levels of customer service.

Qualifications

• Active NMLS License is required.
• Familiar with FHA, VA, and USDA guidelines.
• Must be able to pass a criminal background & credit check.

Responsibilities

• Develop business through maintaining contact with realtors, builders, and lenders.
• Interview potential customers and answer questions about mortgage loans.
• Maintain high levels of customer service while managing applicants’ expectations.

Skills

Sales and service skills

Tele-consulting

Prospecting

Networking

Education

Minimum two years of residential mortgage loan origination

NMLS License

Job description

Overview

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast-paced, service-oriented setting, we’d love to hear from you.

Hiring In:

Melbourne, FL
Orlando, FL
Miami, FL

What You’ll Do

• Active NMLS License is required
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
• Interview potential customers and answer questions about various types of mortgage loans.
• Review, analyze, and process mortgage loan requests. Review application and initial loan documentation for compliance with investor, state and federal lending requirements
• Order verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package within the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination
• Familiar with FHA, VA, and USDA guidelines
• Proficient in sales and service skills, including tele-consulting, prospecting, and networking.
• NMLS License required

Preferred Skills/Experience

• Current Notary Public Certification preferred

Conditions of Employment

• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

FLSA Status

• Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.