Mortgage Loan Originator

United Community Bank; Charlotte (NC); On-site; USD 50,000 - 80,000; Full time

Job summary

United Community Bank is seeking a Mortgage Loan Officer (MLO) in Charlotte, NC to support individuals and families in achieving their homeownership goals. The MLO will maintain relationships with realtors and builders while managing the mortgage process with expertise.

The ideal candidate will have at least 2 years of experience in residential mortgage lending and an active NMLS license. This is a full-time, non-remote position with a focus on customer service and compliance.

Qualifications

• Must have at least two years of residential mortgage loan origination experience.
• Active NMLS license is required to apply for the role.
• Familiar with FHA, VA, and USDA guidelines is essential.

Responsibilities

• Develop business by maintaining contact with realtors, builders, and developers.
• Interview potential customers and assist them with mortgage loan questions.
• Review, analyze, and process mortgage loan requests following compliance requirements.

Skills

Sales and service skills

Tele-consulting

Prospecting

Networking

Education

Active NMLS License

Minimum 2 years of residential mortgage loan origination

Familiar with FHA, VA, and USDA guidelines

Job description

Overview

Hiring In:

Raleigh, NC

Greensboro, NC

Winston-Salem, NC

Wilmington, NC

Franklin, NC

United Communityis an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast-paced, service-oriented setting, we’d love to hear from you.

What You’ll Do

• Active NMLS License is required
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
• Interviews potential customers and answers questions about various types of mortgage loans.
• Reviews, analyzes, and processes mortgage loan requests. Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware
• Maintain high levels of customer service while managing each applicant’s expectations

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination
• Familiar with FHA, VA, and USDA guidelines
• Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
• NMLS License required

Preferred Skills/Experience:

• Current Notary Public Certification preferred

Conditions of Employment

• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

FLSA Status:

• Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.