Mortgage Loan Originator

United Community Banks Inc.; Miami (FL); On-site; USD 40,000 - 75,000; Full time

Job summary

United Community Banks Inc. is seeking a full-time Mortgage Loan Officer (MLO) in Miami, Florida. In this role, the MLO will build relationships with clients, help them navigate the mortgage process, and manage loan requests. Candidates must have a minimum of two years of mortgage loan origination experience and an active NMLS license. Ideal applicants are proficient in sales and knowledgeable about FHA, VA, and USDA guidelines. This position offers a collaborative environment dedicated to helping families achieve homeownership.

Qualifications

• Minimum two (2) years of residential mortgage loan origination.
• Active NMLS License is required.
• Current Notary Public Certification preferred.

Responsibilities

• Develop business through maintaining contact with realtors, builders, and lenders.
• Review, analyze, and process mortgage loan requests.
• Maintain high levels of customer service while managing expectations.

Skills

Sales and service skills

Prospecting

Networking

Knowledge of FHA, VA, and USDA guidelines

Tools

Mortgageware

Job description

Overview

Hiring In:

Melbourne, FL

Orlando, FL

Miami, FL

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast-paced, service-oriented setting, we’d love to hear from you.

What You’ll Do

• Active NMLS License is required
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline.
• Interviews potential customers and answers questions about various types of mortgage loans.
• Reviews, analyzes, and processes mortgage loan requests. Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements.
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination.
• Familiar with FHA, VA, and USDA guidelines.
• Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
• NMLS License required.

Preferred Skills/Experience:

• Current Notary Public Certification preferred.

Conditions of Employment

• Must be able to pass a criminal background & credit check.
• This is a full-time, non-remote position.

FLSA Status:

• Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.