Mortgage Loan Originator

United Community; Charlotte (NC); On-site; USD 50,000 - 70,000; Full time

Job summary

A financial services company is seeking a Mortgage Loan Officer in Charlotte, NC, to assist clients in achieving homeownership. This position requires at least two years of residential mortgage loan origination experience and an active NMLS license. The Mortgage Loan Officer will be responsible for building relationships with realtors and managing loan processing to ensure compliance with guidelines. The role is full-time and non-remote, offering a chance to thrive in a fast-paced environment.

Qualifications

• Minimum of two years of experience in residential mortgage loan origination.
• Active NMLS License is required.
• Familiarity with FHA, VA, and USDA guidelines.

Responsibilities

• Develop business relationships with realtors, builders, and developers.
• Interview potential customers about various mortgage loans.
• Review, analyze, and process mortgage loan requests for compliance.
• Maintain high levels of customer service and manage expectations.

Skills

Sales and service skills

Networking

Tele-consulting

Compliance with FHA, VA, USDA guidelines

Tools

Mortgageware

Job description

Overview

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast‑paced, service‑oriented setting, we’d love to hear from you.

Hiring In

• Raleigh, NC
• Greensboro, NC
• Winston‑Salem, NC
• Wilmington, NC
• Franklin, NC

What You’ll Do

• Active NMLS License is required.
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guidelines.
• Interview potential customers and answer questions about various types of mortgage loans.
• Review, analyze, and process mortgage loan requests. Review application and initial loan documentation for compliance to investor, state and federal lending requirements.
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination.
• Familiar with FHA, VA, and USDA guidelines.
• Proficient in sales and service skills; including tele‑consulting, prospecting, and networking.
• NMLS License required.

Preferred Skills/Experience

• Current Notary Public Certification preferred.

Conditions of Employment

• Must be able to pass a criminal background & credit check.
• This is a full‑time, non‑remote position.

FLSA Status

• Non‑Exempt.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.