Mortgage Loan Originator

African American Alliance of CDFI; Lansing (MI); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Company-paid training

Health benefits

403(b) with match

Life/STD/LTD

Job summary

Opportunity Resource Fund seeks a Mortgage Loan Originator to support its mission by originating all single-family mortgages in Michigan. You will assess borrower needs, present loan options, and ensure compliance with state and federal guidelines while maintaining a high level of accuracy and service.

The role offers a generous base salary with an incentive plan, full-time status, and benefits, with hybrid work requiring some onsite travel to communities across the state.

Qualifications

• Minimum 3–5 years of experience with single-family mortgages including Fannie Mae, HUD, FHA, and MSHDA loans.
• Must be a licensed Mortgage Loan Originator in Michigan and maintain licensing.
• Strong accuracy, organizational skills, and ethical service to a diverse population.

Responsibilities

• Originate all single-family mortgages to support OppFund's mission.
• Assess borrower needs and present loan options within state and federal guidelines.
• Ensure compliance with applicable mortgage lending regulations and process requirements.

Skills

Mortgage lending

Customer service

Attention to detail

Travel readiness

Financial analysis

Education

High school diploma

Business/Finance coursework

MLO license (Michigan)

Tools

Microsoft Office

SharePoint

Teams

CRM software

Job description

Opportunity Resource Fund

seeks an experienced, empathetic, and highly motivated individual to fill this new role on our team in the Greater Lansing and Jackson area. The ideal candidate has experience with new loan volumes of $12 million annually, community lending, and seeks to use these experiences to benefit the communities OppFund serves. This is not your typical high-volume, 80 hour per week mortgage lender role – OppFund’s values align with serving others and helping them with a path to home ownership while allowing our team to have a meaningful work-life balance.

Mission & Vision:

Opportunity Resource Fund is a non-profit organization dedicated to providing loans to create equitable, economic, and sustainable opportunities throughout Michigan – one person, one job, one home at a time. We envision homes providing shelter for generations of families; successful small businesses creating jobs; and vibrant community facilities.

Position Summary:

The Mortgage Loan Originator supports Opportunity Resource Fund’s mission by originatingall single-family mortgages. The Mortgage Loan Originator is responsible for understanding borrowers’ loan needs and loan options available to them. The Mortgage Loan Originator ensures compliance with all state and federal guidelines and requirements in all mortgage loan activities.

Compensation & Benefits:

Generous Base Salary + Incentive Plan Pay, Full-time, Exempt

• Company-paid training, excellent health/dental/vision benefits, 403(b) with match, and company paid life/STD/LTD.
• Work/life balance with paid time off and generous paid holiday schedule.

Education & Credentials:

High school diploma or equivalent required. College degree or coursework in Business Administration, Management, Finance, Economics, or a related field is preferred. Must be a licensed MLO in Michigan and maintain licensing throughout the course of employment.

Experience:

Minimum of 3-5 years of previous experience working with single-family mortgages utilizing Fannie Mae, HUD, FHA, and MSHDA loans is required. Previous experience working with non-profit organizations is preferred.

Other Requirements

Demonstrates a high level of accuracy, is detail oriented, thorough, inquisitive, confident, organized, and results driven. Compassionately and ethically serves a diverse population. Technologically savvy with advanced computer skills, including proficiency in all Microsoft Office applications (Word, Excel, SharePoint, Teams), database programs, Internet, and various cloud-based systems. Strong financial acumen and mathematical skills. Must have valid driver license and reliable transportation totravel to locations throughout the region.

Primary Work Location:

The Mortgage Loan Originator must reside in Michigan and be willing to travel throughout the state as needed. Hybrid with onsite attendance in OppFund’s Grand Rapids office is required.

Equal Employment Opportunity & ADA Compliance:

Opportunity Resource Fund provides equal employment opportunities to all employees and applicants for employment without regard to race, color, creed, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, gender expression, genetic information, service in the military, arrest record (and all other protected classes in the State of Michigan or as provided by Federal Law). Equal employment opportunity applies to all terms and conditions of employment, including hiring, placement, promotion, termination, layoff, recall, transfer, leave of absence, compensation, and training.To ensure equal employment opportunities to qualified individuals with a disability,Opportunity Resource Fundwill make reasonable accommodations for the known disability of an otherwise qualified individual, unless undue hardship on the operation of the business would result.

Must pass a comprehensive Background Check.