Mortgage Loan Originator

Insight HRM; Lansing (MI); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Company-paid training

Health/dental/vision benefits

403(b) with match

Life/STD/LTD

Paid time off and holidays

Hybrid work arrangement

Job summary

Opportunity Resource Fund in Michigan seeks a Mortgage Loan Originator to originate all single-family mortgages and support the organization's mission. You will assess borrowers' loan needs and available options, while ensuring compliance with applicable guidelines.

The role requires 3–5 years of experience with conventional mortgage programs (Fannie Mae, HUD, FHA, MSHDA) and an active Michigan MLO license.

Qualifications

• High school diploma or equivalent required.
• College degree or coursework in Business Administration, Management, Finance, Economics, or a related field preferred.
• Must be a licensed MLO in Michigan and maintain licensing throughout employment.

Responsibilities

• Originates all single-family mortgages to support our mission.
• Ensures compliance with state and federal guidelines in mortgage loan activities.

Education

High school diploma or equivalent

College degree or coursework in Business Administration, Management, Finance, Economics, or a related field

Licensed MLO in Michigan

Job description

Opportunity Resource Fund seeks an experienced, empathetic, and highly motivated individual to fill this new role on our team in the Greater Lansing and Jackson area. The ideal candidate has experience with new loan volumes of $12 million annually, community lending, and seeks to use these experiences to benefit the communities OppFund serves. This is not your typical high-volume, 80 hour per week mortgage lender role - OppFund's values align with serving others and helping them with a path to home ownership while allowing our team to have a meaningful work-life balance.

About Opportunity Resource Fund

https://oppfund.org/

Mission & Vision

Opportunity Resource Fund is a non-profit organization dedicated to providing loans to create equitable, economic, and sustainable opportunities throughout Michigan - one person, one job, one home at a time. We envision homes providing shelter for generations of families; successful small businesses creating jobs; and vibrant community facilities.

Position Summary

The Mortgage Loan Originator supports Opportunity Resource Fund's mission by originating all single-family mortgages. The Mortgage Loan Originator is responsible for understanding borrowers' loan needs and loan options available to them. The Mortgage Loan Originator ensures compliance with all state and federal guidelines and requirements in all mortgage loan activities.

Compensation & Benefits

Generous Base Salary + Incentive Plan Pay, Full-time, Exempt

Company-paid training, excellent health/dental/vision benefits, 403(b) with match, and company paid life/STD/LTD. Work/life balance with paid time off and generous paid holiday schedule.

Education & Credentials

High school diploma or equivalent required. College degree or coursework in Business Administration, Management, Finance, Economics, or a related field is preferred. Must be a licensed MLO in Michigan and maintain licensing throughout the course of employment.

Experience

Minimum of 3-5 years of previous experience working with single-family mortgages utilizing Fannie Mae, HUD, FHA, and MSHDA loans is required. Previous experience working with non-profit organizations is preferred.

Other Requirements

Demonstrates a high level of accuracy, is detail oriented, thorough, inquisitive, confident, organized, and results driven. Compassionately and ethically serves a diverse population. Technologically savvy with advanced computer skills, including proficiency in all Microsoft Office applications (Word, Excel, SharePoint, Teams), database programs, Internet, and various cloud-based systems. Strong financial acumen and mathematical skills. Must have valid driver license and reliable transportation to travel to locations throughout the region. See full job description for additional position information.

Primary Work Location

The Mortgage Loan Originator must reside in Michigan and be willing to travel throughout the state as needed. Hybrid with onsite attendance in OppFund's Grand Rapids office is required.

Equal Employment Opportunity & ADA Compliance

Opportunity Resource Fund provides equal employment opportunities to all employees and applicants for employment without regard to race, color, creed, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, gender expression, genetic information, service in the military, arrest record (and all other protected classes in the State of Michigan or as provided by Federal Law). Equal employment opportunity applies to all terms and conditions of employment, including hiring, placement, promotion, termination, layoff, recall, transfer, leave of absence, compensation, and training. To ensure equal employment opportunities to qualified individuals with a disability, Opportunity Resource Fund will make reasonable accommodations for the known disability of an otherwise qualified individual, unless undue hardship on the operation of the business would result.

Must pass a comprehensive Background Check.