Mortgage Loan Originator

Village Capital & Investment LLC; Draper (UT); On-site; USD 52,000 - 98,000; Full time

Benefits offered by this job

Base salary: $4,000 per month

Performance-based bonus

401(k) with company matching

Health, dental, and vision insurance

Health Savings Account (HSA)

Life insurance and PTO

Career advancement opportunities

Job summary

Village Capital & Investment LLC in Draper, UT is seeking a Mortgage Loan Originator to drive refinance and loan assumption transactions.

You will educate borrowers on eligibility, convert inbound leads, and collaborate with processing, underwriting, and closing teams in a high-volume, phone-based environment. Must have an active NMLS license and at least one year of inside sales experience.

Qualifications

• Strong communication and interpersonal skills.
• Ability to multitask and manage multiple borrower pipelines effectively.
• Comfortable working in a high-volume, phone-based sales environment.
• Proven time management and organizational skills.
• Basic proficiency with CRM tools and Microsoft Office or Google Workspace.
• Active NMLS license required; deactivated licenses accepted; company covers reactivation costs.
• Minimum 1 year of inside sales or call center experience.
• Must have proven experience with Assumption loans and related processes.
• Knowledge of VA, FHA, USDA, and Conventional loan programs.

Responsibilities

• Communicate refinance and loan assumption options for VA and FHA borrowers.
• Convert inbound and transferred leads into completed loan applications.
• Educate borrowers on Assumption loan processes, eligibility requirements, and financial benefits.
• Make 30-120 daily contacts (calls, texts, emails) using CRM systems and structured scripts.
• Collaborate with internal processing, underwriting, and closing teams to ensure smooth loan execution.
• Guide borrowers through both refinance and loan assumption transactions from start to finish.

Skills

Communication

Interpersonal skills

Multitasking

Time management

Organizational skills

Education

NMLS license

High school diploma or equivalent

Tools

CRM tools

Microsoft Office

Google Workspace

Job description

Job Title: Mortgage Loan Originator

Job Type: Full-Time

Location: Draper, UT

Company: Village Capital & Investment LLC

Introduction

Village Capital & Investment is a nationally recognized mortgage lender and servicer, proudly headquartered in Henderson, NV. We specialize in FHA, VA, USDA, and Assumption loan programs, offering competitive rates and reliable terms. As a trusted partner to brokers, loan originators, and correspondents, our mission is to deliver an efficient, high-quality mortgage experience to every customer. Join a company that values integrity, excellence, and long-term growth.

Key Responsibilities

• Communicate refinance and loan assumption options for VA and FHA borrowers
• Convert inbound and transferred leads into completed loan applications
• Educate borrowers on Assumption loan processes, eligibility requirements, and financial benefits
• Make 30-120 daily contacts (calls, texts, emails) using CRM systems and structured scripts
• Collaborate with internal processing, underwriting, and closing teams to ensure smooth loan execution
• Guide borrowers through both refinance and loan assumption transactions from start to finish

Basic Qualifications

• Strong communication and interpersonal skills
• Ability to multitask and manage multiple borrower pipelines effectively
• Comfortable working in a high-volume, phone-based sales environment
• Proven time management and organizational skills
• Basic proficiency with CRM tools and Microsoft Office or Google Workspace

Specific Qualifications

• Active NMLS license required (deactivated licenses accepted; company will cover reactivation costs)
• Minimum 1 year of inside sales or call center experience
• Must have proven experience with Assumption loans (loan assumption processing, qualification, and execution required)
• Knowledge of VA, FHA, USDA, and Conventional loan programs
• Familiarity with Encompass or similar loan origination systems preferred
• High school diploma or equivalent required

Benefits

• Base salary of $4,000 per month
• Performance-based bonus structure with strong earning potential
• 401(k) with company matching
• Health, dental, and vision insurance
• Health Savings Account (HSA)
• Life insurance and paid time off (PTO)
• Supportive team environment with career advancement opportunities

In Summary

At Village Capital & Investment LLC, we provide the leads, systems, and support so you can focus on what you do best - helping borrowers navigate refinance and loan assumption opportunities while achieving their financial goals.

Position Description

As a Mortgage Loan Originator, you will play a key role in assisting borrowers through the refinance and loan assumption process, with a primary focus on VA, FHA, and Assumption loan transactions. This high-volume, phone-based sales role involves educating customers, building trust, and converting inbound leads into successful loan applications. You will work in a fast-paced environment and collaborate closely with internal teams to ensure seamless processing and successful closings.