Mortgage Loan Origination Specialist

Ameris Bank

United States

Remote

USD 65,000 - 95,000

Full time

14 days+

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Benefits offered by this job

Medical, Dental and Vision Insurance

Life Insurance

Long-Term Disability

Paid Sick and Vacation Leave

11 Holidays

Volunteer/Service Day

401(k) Retirement Plan

Employee Stock Purchase Plan

Flexible Spending Accounts

Health Savings Account

Identity Theft Protection

Pet Insurance

Legal Insurance

Employee Assistance Program

Tickets at Work

Job summary

Ameris Bank is a purpose-driven company focused on delivering financial peace of mind. The Mortgage Loan Originator role involves originating and closing mortgage loans, developing referral sources, and meeting production expectations while adhering to required timelines and regulatory standards.

As part of Ameris Bank Mortgage, you will engage with clients and referral partners such as realtors, builders, and developers, manage the loan process, and participate in monthly marketing efforts and

Qualifications

Experience using mortgage origination applications.
Effective utilization of a contact management system.
Knowledge of mortgage products/servicing, operations, and current market trends.
Proven mortgage production of $5 million over the past year.
Proven success in establishing referral relationships.

Responsibilities

Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements.
Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis.
Contact in person or by phone potential or existing customers to develop new business or retain existing business.
Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product.
Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines.
Oversee loan process by monitoring loan status and ensuring conformity with terms.
Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner.
Adhere to established minimum fees and product pricing structure.
Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis.
Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.
Communicate with branch manager on a regular basis to update them on sales call efforts.
Meet regularly with loan processor to review pipeline report for accuracy and status.
Work with branch managers and other sales personnel to support bank cross-selling opportunities and other initiatives.
Keep informed on all Ameris Bank Mortgage loan programs and adhere to all regulatory and compliance requirements.
Meet and exceed the minimum production standards as detailed in the compensation agreement.
Attend all required meetings.
Complete all required training.
Adhere to work schedule as designated by manager.
Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.