Mortgage Loan Originator — Outside Sales

Ameris Bank; Columbia (SC); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance

Life Insurance provided at no cost

401(k) Retirement Plan

Paid Sick and Vacation Leave

Holidays

Job summary

Ameris Bank is seeking a Mortgage Loan Originator to originate and close mortgage loans with business development activity aimed at growing client relationships with realtors, builders, and referral sources. You will counsel clients, gather initial documentation, and guide them through the loan process while ensuring compliance and timely closings.

Minimum 1 year of mortgage and customer service experience is required; a high school diploma is required with a bachelor’s degree preferred.

Qualifications

• Experience using mortgage origination applications.
• Effective utilization of a contact management system.
• Knowledge of mortgage products/servicing, operations, and current market trends.
• Proven mortgage production of $5 million over the past year.
• Proven success in establishing referral relationships.

Responsibilities

• Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements.
• Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis.
• Contact in person or by phone potential or existing customers to develop new business or retain existing business.
• Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product.
• Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines.
• Oversee loan process by monitoring loan status and ensuring conformity with terms.
• Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner.
• Adhere to established minimum fees and product pricing structure.
• Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis.
• Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required.

Skills

Mortgage origination apps

CRM usage

Mortgage products knowledge

Mortgage production 5M

Referral relationships

Education

High school diploma or GED

Bachelor's degree preferred

Job description

Ameris Bank is seeking a Mortgage Loan Originator to originate and close mortgage loans with business development activity aimed at growing client relationships with realtors, builders, and referral sources. You will counsel clients, gather initial documentation, and guide them through the loan process while ensuring compliance and timely closings.

Minimum 1 year of mortgage and customer service experience is required; a high school diploma is required with a bachelor’s degree preferred.