Mortgage Loan Origination Specialist

Hancock Whitney Corp.; Mesquite (TX); Presencial; USD 55.000 - 75.000; Jornada completa

Descripción de la vacante

Hancock Whitney Corp. in the United States seeks a Mortgage Loan Originator to originate portfolio loans including conventional, FHA, VA, and RD loans in compliance with investor requirements and all applicable laws.

You will promote bank products to clients and build a strong community network. The role emphasizes delivering expert mortgage advice, managing a clean loan pipeline, coordinating with processors, underwriters and closers, and ensuring timely disclosures.

Formación

• Bachelor's degree preferred.
• 2 years of sales experience required.
• 2+ years of Mortgage origination experience is preferred.
• NMLS registration: must register or move registration after start date and renew annually.
• Knowledge of mortgage laws, procedures and regulations at federal, state and local levels.
• Ability to learn or use Microsoft Office (Word, Excel, PowerPoint, Access) and Outlook.
• Excellent communication, analytical, customer service, and organizational skills.
• Ability to work effectively with all levels of personnel.
• Strong presentation skills.

Responsabilidades

• Provides expert mortgage advice to potential borrowers.
• Stays current with policies, investor guidelines, and applicable laws.
• Develops and maintains referral networks with Realtors, builders, and community contacts.
• Manages a clean loan pipeline coordinating with Processors, Underwriters and Closers daily.
• Delivers all compliance documents and disclosures in a timely manner.
• Takes complete applications and collects required documentation for verification.
• Prepares borrowers for the process and keeps all parties updated on progress.
• Informs applicants of closing costs.
• Coordinates closing with borrowers, closing agents, Realtors and others.
• Interviews loan applicants to document income, debt, and credit history.
• Assesses applicant meets establishment standards.
• Submits application forms for verification.
• Communicates with applicants to resolve discrepancies.
• Notifies applicants of loan denial or acceptance.
• Keeps bank associates updated on industry changes and coordinates with other lines of business.
• Complies with all applicable banking and industry laws including Bank Secrecy Act.

Conocimientos

Communication

Analytical thinking

Customer service

Organizational skills

Presentation skills

Educación

Bachelor's Degree

Herramientas

Microsoft Office

Outlook

Descripción del empleo

Hancock Whitney Corp. in the United States seeks a Mortgage Loan Originator to originate portfolio loans including conventional, FHA, VA, and RD loans in compliance with investor requirements and all applicable laws.

You will promote bank products to clients and build a strong community network. The role emphasizes delivering expert mortgage advice, managing a clean loan pipeline, coordinating with processors, underwriters and closers, and ensuring timely disclosures.