Mortgage Loan Officer - Lewiston/Moscow

ICCU; Lewiston (ID); On-site; USD 55,000 - 95,000; Full time

Benefits offered by this job

Competitive Pay

Paid Time Off

Paid Holidays

401K and Pension

Tuition Reimbursement

Employee Assistance Program

Wellness Program

Life and Disability Insurance

Awesome Culture

Job summary

ICCU in Lewiston, Idaho is seeking a Mortgage Loan Officer to grow mortgage loan business by making sales calls and presentations to prospective Real Estate Agents, Builders, and Business Partners, developing long-term relationships.

You will market ICCU mortgage products, develop leads from real estate agents, handle applications and communication during the loan process, perform pre-approval analysis, train staff on Encompass best practices, cross-sell products, and attend loan closings.

Qualifications

• Bachelor’s Degree or equivalent experience.
• The ability to work under pressure and organize tasks for optimal sales performance.
• Excellent attention to detail, communication, and interpersonal skills.
• Must be able to maintain NMLS registration.

Responsibilities

• Market Credit Union Mortgage products in ICCU’s geographical field of membership.
• Develop business and generate leads from real estate agents.
• Handle applications and manage all communication during the loan process.
• Perform pre-approval analysis of new mortgage applications including income, asset documents, tax returns, credit reports, AUS findings.
• Assist in training branch team members on Loan Origination Systems or Encompass best practices and purchase program guidelines.
• Cross-sell all Credit Union products and services when possible.
• Attend all loan closings.

Skills

Mortgage sales

Customer service

Communication

NMLS registration

Attention to detail

Education

Bachelor's Degree or equivalent experience

Tools

Encompass

Loan Origination System

Job description

The Mortgage Loan Officer is responsible for increasing mortgage loan business by making sales calls and presentations to prospective Real Estate Agents, Builders, and Business Partners on a regular basis to develop long-term relationships. Promote and cross-sell additional Credit Union products and services.

Responsibilities:

• Market Credit Union Mortgage products in ICCU’s geographical field of membership.
• Develop business and generate leads from real estate agents.
• Handle applications and manage all communication during the loan process.
• Perform pre-approval analysis of new mortgage applications including, but not limited to: reviewing income documents, asset documents, tax returns, credit reports, Automated Underwriting System findings.
• Assist in training branch team members on Loan Origination Systems or Encompass best practices and purchase program guidelines.
• Cross-sell all Credit Union products and services when possible.
• Attend all loan closings.

Qualifications:

Bachelor’s Degree or equivalent experience. The ability to work under pressure and organize tasks for optimal sales performance. Excellent attention to detail, communication, and interpersonal skills. Must be able to maintain NMLS registration.

Performance Standard:

Must be able to achieve the minimum monthly sales expectations established by the VP of Mortgages. Must take pride in department, always meeting and exceeding member’s expectations throughout the mortgage process. Must be professional and courteous in manner, with a focus on attendance, quality, and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

Physical Requirements:

• Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.).
• Sit for extended periods of time.
• Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc.
• Repetitive motion using wrists, hands, and fingers.
• Reach keyboards.
• Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).

This role offers benefits, including:

• Competitive Pay
• Generous Paid Time Off
• Paid Holidays
• Matching 401K AND Pension
• Tuition Reimbursement
• Employee Assistance Program
• Employee Wellness Program
• Paid Group Life and Disability Insurance
• Awesome Culture
• And More

The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job.

Must be eligible for membership at ICCU to obtain employment.

ICCU is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.