Mortgage Loan Officer — Commissioned Growth & Client Impact

Regions Bank; Bicknell (IN); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Indianapolis seeks a Mortgage Loan Officer to direct origination of residential mortgage loans through a branch network.

Responsibilities include completing mortgage applications, evaluating loan requests, maintaining client contact, structuring loans to meet regulations, and cross-selling bank products; this commission-based role rewards performance and includes overtime eligibility as applicable.

Qualifications

• High School Diploma or GED
• 1 year mortgage lending experience
• Experience developing external business via referrals (realtors, builders, financial planners)

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicates progress of loan and obtains required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers and frequency of contact
• Answers customer calls and walk-in customers to discuss loan products and qualification information
• Makes sales calls to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals and takes steps to correct encroachments and violations
• Participates in networking to promote and market loan products

Skills

Sales acumen

Communication skills

Multi-tasking

Microsoft Office

Regulatory knowledge

Relationship building

Organizational skills

Education

Bachelor's degree

Job description

Regions Bank in Indianapolis seeks a Mortgage Loan Officer to direct origination of residential mortgage loans through a branch network.

Responsibilities include completing mortgage applications, evaluating loan requests, maintaining client contact, structuring loans to meet regulations, and cross-selling bank products; this commission-based role rewards performance and includes overtime eligibility as applicable.