Mortgage Loan Officer & Client Growth Specialist

Bank of America; Plano (TX); On-site; USD 67,000 - 77,000; Full time

Job summary

Bank of America is seeking a Credit Solutions Advisor II in the United States (Plano area) to provide consumer lending advice to new-to-bank clients and local business development. The role involves applying mortgage lending principles with Realtor, Builder, and Community contacts and handling credit, lending guidelines, and mortgage processes.

You may originate residential mortgages and must register under SAFE Act.

Qualifications

• 3+ years of loan origination experience with self-sourced purchase business via a verifiable network of referral sources
• Ability to manage a pipeline to deliver an exceptional client experience
• Strong knowledge of loan products: Conventional, Jumbo and Government
• Ability to document income, assets and liabilities to qualify clients for specific loan products
• Understanding of processing, underwriting and closing procedures
• Working knowledge of federal real estate lending regulations
• Ability to source clients independently with external Centers of Influence in real estate, builders, and other partners while complying with bank policy
• Strong communication, both written and verbal; self-motivated and highly organized

Responsibilities

• Provides client care by delivering advice-oriented solutions with Consumer Lending and Core Banking products
• Engages in community development, external networking, and outside sales to grow client base and market share
• Understands lending processes and credit guidelines to tailor client solutions
• Manages daily client and loan pipelines with organization and collaboration with loan fulfillment partners
• Leverages digital solutions to offer clients preferred service pathways
• Maintains compliance with federal/state regulations and bank operations while guiding clients through financial goals

Skills

Loan origination

Pipeline management

Credit assessment

Loan products knowledge

Regulatory awareness

Communication skills

Independent work

Time management

Networking

Relationship building

Education

High School Diploma

Job description

Bank of America is seeking a Credit Solutions Advisor II in the United States (Plano area) to provide consumer lending advice to new-to-bank clients and local business development. The role involves applying mortgage lending principles with Realtor, Builder, and Community contacts and handling credit, lending guidelines, and mortgage processes.

You may originate residential mortgages and must register under SAFE Act.