Mortgage Loan Officer: Build Clients & Grow Commissions

Regions Bank; Raleigh (NC); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Job summary

Regions Bank in Raleigh, North Carolina, seeks a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network. You will complete applications, evaluate requests, and maintain client contact throughout the process.

The role is commission-based, with total compensation historically ranging widely based on location and production. NMLS registration is required, and a bachelor’s or higher education is preferred.

Qualifications

• High School Diploma or GED
• One year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Answers customer calls and walk- in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Skills

Sales acumen

Communication skills

Multitasking

Client relationship building

Microsoft Office

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Bank in Raleigh, North Carolina, seeks a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network. You will complete applications, evaluate requests, and maintain client contact throughout the process.

The role is commission-based, with total compensation historically ranging widely based on location and production. NMLS registration is required, and a bachelor’s or higher education is preferred.