Mortgage Loan Officer

E Mortgage Capital, Inc. NMLS# 1416824; Utah; On-site; USD 60,000 - 110,000; Full time

Job summary

E Mortgage Capital, Inc. NMLS# 1416824 is seeking a full-time Mortgage Loan Officer to consult with borrowers, analyze applications, and recommend mortgage products.

You will guide clients through the loan process, assemble loan files, and coordinate with underwriting and processing teams to ensure timely closings. You will maintain strong client relationships, deliver responsive service, and build referral networks with real estate professionals while meeting production goals and upholding

Qualifications

• Experience as a Loan Officer with a pipeline of residential mortgage applications.
• Strong knowledge of the mortgage industry, market trends, products, and regulations.
• Experience in loan structuring, documentation, and closing processes.
• Familiarity with underwriting guidelines and effective collaboration with underwriting teams.
• Excellent customer service and ability to explain complex decisions clearly.

Responsibilities

• Consult with borrowers to understand financial goals and gather application information.
• Prepare and submit complete loan files and coordinate with processing teams.
• Guide clients through the loan process and ensure compliance with lending regulations.
• Build referral networks with real estate professionals and partners to generate new business.
• Deliver responsive customer service and maintain strong client relationships.
• Meet production goals while maintaining high ethics and accuracy.

Skills

Loan officer experience

Mortgage industry knowledge

Loan structuring & closing

Underwriting collaboration

Customer service excellence

On-site in Detroit area

LOS/CRM proficiency

Analytical & detail-oriented

NMLS license/registration

Finance/ banking background

Tools

MS Office

CRM tools

Job description

Company Description

E Mortgage Capital, Inc. NMLS# 1416824 is a purpose-driven mortgage brokerage that views every loan as a significant milestone in clients’ lives rather than just a transaction. Guided by the philosophy "Mortgages are what we do, not who we are," the company focuses on integrity, transparency, and long-term relationships. As firm believers that Brokers Are Better, E Mortgage Capital offers a wide range of loan options, competitive rates, and dedicated advocacy for borrowers. The organization is committed to simplifying the mortgage process so clients can move forward with confidence and clarity, while maintaining equal housing opportunity and compliance with regulatory standards.

Role Description

This is a full-time, Mortgage Loan Officer role. The Mortgage Loan Officer will consult with prospective borrowers to understand their financial goals, gather and analyze application information, and recommend appropriate mortgage products. Responsibilities include guiding clients through the loan process, preparing and submitting complete loan files, coordinating with underwriting and processing teams, and ensuring compliance with lending regulations and company policies. The role also involves maintaining strong client relationships, delivering responsive customer service, and building referral networks with real estate professionals and other partners to generate new business. The Mortgage Loan Officer will be expected to meet production goals while maintaining high standards of ethics, accuracy, and client care.

Qualifications

• Demonstrated experience as a Loan Officer, including managing a pipeline of residential mortgage applications.
• Strong knowledge of the Mortgage Industry and current market trends, products, and regulations.
• Hands-on experience in Mortgage Lending processes, including loan structuring, documentation, and closing.
• Familiarity with Underwriting guidelines, risk assessment, and ability to collaborate effectively with underwriting teams.
• Exceptional Customer Service skills, with the ability to communicate clearly, build trust, and support clients through complex decisions.
• Ability to work on-site in the Detroit Metropolitan Area and maintain a professional presence with clients and partners.
• Proficiency with loan origination systems, CRM tools, and basic office software (e.g., MS Office, email, spreadsheets).
• Strong analytical, organizational, and time-management skills, with attention to detail and follow-through.
• Current or eligible state mortgage loan originator license and registration as required by NMLS and applicable regulations.
• Background in finance, banking, business, or related field preferred; prior sales or relationship-management experience is beneficial.