Mortgage Loan Officer

West Capital Lending; San Diego (CA); On-site; USD 65,000 - 110,000; Full time

Job summary

West Capital Lending is seeking a motivated Loan Officer to guide clients through the loan application process, assess creditworthiness, and suggest suitable loan products. You will verify documents, explain loan options and terms, and coordinate with underwriters and processors to ensure accurate, compliant submissions.

Excellent communication and customer service are essential. Join a collaborative team focused on helping clients achieve their financial goals while meeting regulatory

Qualifications

• Proven experience as a Loan Officer or in a similar role (min 1 year).
• Strong knowledge of loan products, underwriting, and regulations.
• Excellent communication and interpersonal skills with clients.
• Detail-oriented with strong organizational skills and multitasking abilities.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office and loan processing software.
• NMLS license.

Responsibilities

• Assess loan applications and determine creditworthiness.
• Provide guidance on loan products, terms, and eligibility.
• Process applications, gather documentation, verify data, complete forms.
• Establish and maintain strong client relationships with excellent service.
• Collaborate with underwriters, processors, and team members for smooth approvals.
• Maintain knowledge of regulations, loan policies, and market trends.
• Monitor progress and assist clients with questions or issues.

Skills

Communication skills

Credit analysis

Interpersonal skills

multitasking

NMLS License

Education

NMLS License

Tools

Microsoft Office

Loan processing software

Job description

About the Company:

We are seeking a highly motivated and customer-focused Loan Officer to join our dynamic team. As a Loan Officer, you will play a key role in assisting clients with the loan application process, evaluating financial backgrounds, and offering suitable loan products. You will work with clients to ensure that their financial needs are met, while ensuring all transactions comply with legal and regulatory standards.

About the Role:

Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information. Provide expert guidance and advice on available loan products, terms, and eligibility requirements. Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms. Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process. Communicate clearly with clients to explain loan options, repayment terms, and potential risks. Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process. Maintain a deep understanding of industry regulations, loan policies, and market trends. Monitor the progress of loan applications and assist clients with any questions or issues that arise. Achieve individual and team sales goals by promoting and closing loan products.

Qualifications/Responsibilities:

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Equal Opportunity Statement:

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.