Mortgage Loan Officer

West Capital Lending; Tacoma (WA); On-site; USD 55,000 - 85,000; Full time

Job summary

West Capital Lending is seeking a customer-focused Loan Officer to assist clients with the loan application process and evaluate financial backgrounds. You will provide guidance on available loan products, terms, and eligibility, and ensure accurate documentation.

You will collaborate with underwriters, processors and team members to maintain a smooth loan approval process while meeting regulatory standards and sales goals.

Qualifications

• Minimum 1 year experience as a Loan Officer or in a similar financial services role.
• Knowledge of loan products, underwriting processes and applicable regulations.
• Excellent communication and interpersonal skills with ability to build client relationships.
• Detail-oriented with strong organizational skills and ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in MS Office and loan processing software.
• NMLS license is required.

Responsibilities

• Assess loan applications and determine creditworthiness by reviewing financial documents and credit reports.
• Provide expert guidance on loan products, terms and eligibility requirements.
• Process loan applications, obtain documentation, verify data and complete forms.
• Build and maintain strong client relationships with excellent service.
• Collaborate with underwriters and processors to ensure smooth approvals.
• Stay current on regulations, policies and market trends and monitor application progress.

Skills

Customer communication

Credit analysis

Knowledge of loan products

Attention to detail

Multitasking

MS Office

Education

NMLS license

Tools

MS Office Suite

Loan processing software

Job description

About the Company:

We are seeking a highly motivated and customer-focused Loan Officer to join our dynamic team. As a Loan Officer, you will play a key role in assisting clients with the loan application process, evaluating financial backgrounds, and offering suitable loan products. You will work with clients to ensure that their financial needs are met, while ensuring all transactions comply with legal and regulatory standards.

About the Role:

Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information. Provide expert guidance and advice on available loan products, terms, and eligibility requirements. Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms. Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process. Communicate clearly with clients to explain loan options, repayment terms, and potential risks. Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process. Maintain a deep understanding of industry regulations, loan policies, and market trends. Monitor the progress of loan applications and assist clients with any questions or issues that arise. Achieve individual and team sales goals by promoting and closing loan products.

Qualifications/Responsibilities:

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Equal Opportunity Statement:

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.