Mortgage Loan Officer

Calculated Hire; Columbus (OH); On-site; USD 90,000 - 110,000; Full time

Benefits offered by this job

Marketing support

CRM tools

Operational support

Job summary

Calculated Hire in Columbus, OH is seeking a Mortgage Loan Officer to originate residential loans, grow a personal pipeline, and deliver an exceptional client experience. This is a commission-driven role with uncapped earning potential and a focus on results.

You will build referrals with real estate professionals, guide borrowers through the process from application to closing, and work with a full suite of loan products.

Qualifications

• Active or obtainable NMLS license.
• 1-3 years of mortgage origination, financial sales, or related experience preferred.
• Strong track record of sales success and quota achievement.
• Excellent communication, relationship-building, and negotiation skills.
• Highly self-motivated with an entrepreneurial mindset.

Responsibilities

• Originate and manage a personal pipeline of residential mortgage loans.
• Build referral relationships with real estate agents, builders, financial advisors, and community partners.
• Guide borrowers through the full mortgage process-application, documentation, underwriting, and closing.
• Market and sell a full suite of loan products (conventional, FHA, VA, jumbo, and portfolio).
• Ensure compliance with lending regulations, policies, and documentation standards.
• Meet or exceed monthly production and revenue targets.

Skills

Sales experience

Communication

Relationship-building

Negotiation

Quota achievement

Self-motivated/entrepreneurial mindset

Job description

Compensation: Base Salary $36k | Commission-Heavy | On-Target Earnings (OTE): $100K+

Overview

The Mortgage Loan Officer (MLO) is a commission-driven sales professional responsible for originating residential mortgage loans, cultivating referral networks, and delivering a seamless client experience. This role is ideal for entrepreneurial, results-oriented individuals who thrive on performance-based income with uncapped potential.

Key Responsibilities

• Originate and manage a personal pipeline of residential mortgage loans.
• Build referral relationships with real estate agents, builders, financial advisors, and community partners.
• Guide borrowers through the full mortgage process-application, documentation, underwriting, and closing.
• Market and sell a full suite of loan products (conventional, FHA, VA, jumbo, and portfolio).
• Ensure compliance with lending regulations, policies, and documentation standards.
• Meet or exceed monthly production and revenue targets.

Qualifications

• Active or obtainable NMLS license.
• 1-3 years of mortgage origination, financial sales, or related experience preferred.
• Strong track record of sales success and quota achievement.
• Excellent communication, relationship-building, and negotiation skills.
• Highly self-motivated with an entrepreneurial mindset.

Compensation Structure

• Base Salary: $36,000 annually.
• Commission: Competitive, uncapped structure tied directly to production.
• On-Target Earnings (OTE): $100K+ annually for strong performers.
• Marketing, CRM, and operational support provided.