Mortgage Loan Officer

Dream Finders Homes; Chantilly (VA); On-site; USD 60,000 - 110,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401k with company match

12 Days PTO (prorated)

Company holidays

Job summary

Dream Finders Homes is seeking a results-driven Loan Originator to generate new business and maintain strong client and referral-partner relationships in Chantilly, VA. You will close loan packages while delivering exceptional service and clear communication with clients.

Requirements include mortgage industry experience, 3+ years as a loan originator, NMLS licensure for VA/MD, and proficiency with Encompass and MS Office. The role may involve weekend on-call shifts 1–2x per month.

Qualifications

• 3+ years as a mortgage loan originator.
• NMLS licensure in VA or MD required.
• Experience with Encompass and mortgage programs.
• Willingness for weekend on-call 1–2x/month.
• Superior relationship, sales, and MS Office skills.
• Knowledge of Conventional, FHA, VA, and down-payment assistance loans.

Responsibilities

• Collaborate with partners to move loans through the process.
• Monitor pipeline, meet SLAs, and generate referrals.
• Build relationships and explain home loan options to clients.
• Prepare mortgage coach presentations and total cost analyses.
• Package files for processing and close loans with clients.

Skills

NMLS License VA/MD

Sales & Customer service

MS Office

Communication

Relationship building

Education

Bachelor's degree

Tools

Encompass

Simple Nexus

Optimal Blue

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine,

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in either VA or MD
• Experience with Encompass
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in VA, MD, and any other states
• Experience with Encompass, Simple Nexus, AND Optimal Blue
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

This position offers benefits including, but not limited to:

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays