Mortgage Loan Officer

Dream Finders Homes; Baltimore (MD); On-site; USD 65,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k with company match

PTO and holidays

Job summary

Dream Finders Homes is seeking a results-oriented Loan Originator in Maryland to generate new business and maintain excellent client and referral-partner relationships. The candidate should have mortgage lending experience, be highly organized, and excel in customer service and communication.

Responsibilities include coordinating with internal/external partners, managing the sales pipeline, and guiding clients through loan options, presentations, and closing disclosures.

Qualifications

• 3+ years of experience as a mortgage loan originator.
• Strong MS Office skills and computer proficiency.
• Excellent communication and customer service abilities.
• NMLS license in MD (or ability to obtain).
• Experience with mortgage software (Encompass) is preferred.

Responsibilities

• Collaborate with internal and external partners to move loans to closing.
• Monitor the sales pipeline and generate referrals and new business.
• Build client relationships and explain home mortgage products.
• Prepare mortgage coach presentations including total cost analyses.
• Package files for loan openers/processing staff and ensure accuracy.
• Lock loans, structure files, and review closing disclosures with clients.

Skills

Relationship building

Sales

Communication

Customer service

MS Office

Education

Bachelor's degree

Tools

MS Office

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully


• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities


• Create personal relationships with clients - offer additional information and answer questions about home mortgage products


• Create and explain mortgage coach presentations for clients (total cost analyses)


• Package files to send to the loan openers/processing staff


• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator


• Licensure with the NMLS in MD


• Experience with Encompass


• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month


• Superb relationship, sales, communication, and MS Office skills


• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution


• 3+ years of experience as a mortgage loan originator


• Licensure with the NMLS in MD, and any other states


• Experience with Encompass, Simple Nexus, and Candid


• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month


• Superb relationship, sales, communication, and MS Office skills


• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

This position offers benefits including, but not limited to:

• Medical, dental, and vision insurance


• 401k with a company match


• 12 Days of PTO (prorated based on hire date)


• Company holidays