Mortgage Loan Closer/Funder

Paycom - ATS; Orem (UT); Remote; USD 60,000 - 75,000; Full time

Job summary

Accordia Mortgage is seeking a detail-oriented Mortgage Loan Closer/Funder to join our remote team. You will manage the closing and funding processes, ensuring accuracy and regulatory compliance while coordinating with loan officers, title, escrow, and borrowers.

The ideal candidate has at least 2 years of closing experience, strong knowledge of residential loan documentation, and experience with Encompass.

Qualifications

• Minimum 2 years of mortgage closing, funding, or related operations experience.
• Strong knowledge of residential mortgage loan documentation and closing procedures.
• Experience using Encompass or a similar loan origination system.
• Ability to manage multiple loans and deadlines in a fast-paced environment.

Responsibilities

• Process and manage closings from agreement to funding, maintaining accuracy and timelines.
• Generate and review Closing Disclosures (CDs) for accuracy and compliance.
• Balance final loan figures with title/escrow and resolve discrepancies prior to closing.
• Coordinate closing requirements with officers, processors, title/escrow, borrowers, and agents.
• Review final documents for completeness before funding.

Skills

Mortgage closings

Funding processes

Encompass

Regulatory compliance

File management

Communication skills

Education

High school diploma

Associate's or Bachelor's degree in Business/Finance

Tools

Encompass

Job description

Mortgage Loan Closer FunderACCORDIA MORTGAGEPosition DetailsJob Title: Mortgage Loan Closer/FunderReports To: Kylee Holker – Closing/Funding ManagerEmployment Status: Full-TimeFLSA Status: Non-ExemptLocation: Fully RemoteWork Schedule: Monday – Friday, 8:00 AM – 5:00 PMCompany OverviewAt Accordia Mortgage, we believe in real relationships, local decisions, and deep roots in the communities we serve. As part of the Accordia family, we pride ourselves on providing a seamless, high-touch lending experience powered by industry-leading technology and a dedicated local team. We look for collaborative professionals who share our commitment to integrity, efficiency, and exceptional client service.Position SummaryWe are seeking a hard-working, self-motivated, organized, and highly detail-oriented Mortgage Loan Closer/Funder to join our team.This position plays a critical role in moving loans from closing through funding. The Closer/Funder is responsible for maintaining an organized pipeline, reviewing files for completeness, preparing and reviewing closing documents, generating Closing Disclosures (CDs), balancing with title/escrow, coordinating closing documents, reviewing final executed documents, and accurately funding loans.The ideal candidate takes ownership of their pipeline and files, communicates proactively, works well under deadlines, and understands that accuracy and attention to detail are essential.Key Responsibilities & Essential DutiesClosing, Disclosure & File ManagementManage multiple loan files and competing deadlines while maintaining accuracy and attention to detail.Generate, prepare, and review Closing Disclosures (CDs) for accuracy and compliance with applicable requirements.Balance final loan figures with title/escrow and resolve discrepancies prior to closing.Coordinate closing requirements with Loan Officers, processors, title/escrow companies, settlement agents, borrowers, and other parties involved in the transaction.Review approved loan files to ensure all required documentation, conditions, and regulatory requirements have been satisfied prior to closing.Final Document Review & FundingReview executed/final closing documents carefully for completeness, accuracy, signatures, dates, and required documentation prior to funding.Verify that all funding conditions and requirements have been satisfied before authorizing the release of funds.Authorize and facilitate the funding of mortgage loans in accordance with company, investor, and regulatory requirements.Qualifications & RequirementsHigh school diploma required; Associate's or Bachelor's degree in Business, Finance, or a related field preferred.Minimum of 2 years of mortgage closing, funding, processing, or related mortgage operations experience preferred.Strong knowledge of residential mortgage loan documentation, closing procedures, funding processes, and compliance requirements.Working knowledge of Encompass or a similar mortgage loan origination system.Familiarity with a variety of residential mortgage loan programs and investor requirements.Strong attention to detail with the ability to identify discrepancies, missing documentation, and potential issues.Ability to manage multiple loans, deadlines, and priorities in a fast-paced environment.Strong verbal and written communication skills.Strong problem-solving skills and the ability to take initiative.Ability to work independently while also functioning effectively as part of a team.Positive, professional, and customer-service-oriented attitude.Coachable and willing to learn new systems, processes, loan programs, and guidelines.Equal Opportunity EmployerAccordia Mortgage is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status.