Mortgage Loan Assistant — Drive Smooth Closings & Member Success

IH Mississippi Valley Credit Union; West Des Moines (IA); Vor Ort; USD 45.000 - 60.000; Vollzeit

Benefits dieser Stelle

Competitive compensation

401(k) with match

Paid holidays

Paid time off

Tuition reimbursement

Volunteer opportunities

Health insurance

On-site fitness center

Zusammenfassung

IHMVCU in Des Moines is seeking a Mortgage Loan Assistant to support the mortgage team from application through closing. You will work with Mortgage Loan Originators, processing, underwriting, and external partners to keep files complete and moving.

Ideal candidates have strong communication, organization, and attention to detail, with two years of origination experience preferred and an NMLS registration in progress.

Qualifikationen

• High school diploma or equivalent.
• Two years of mortgage origination experience strongly preferred, including experience with home equity loans or second mortgages.
• Mortgage processing or back-office experience will be considered, with preference given to candidates with origination experience.
• NMLS registration required or the ability to obtain registration upon hire.
• Bilingual proficiency in English and Spanish preferred.
• Strong communication, follow-through, and time-management skills.

Aufgaben

• Review loan applications and supporting documents for completeness, identify missing information, and help resolve issues.
• Prepare and send mortgage disclosures for approved applications and adverse action disclosures for denied applications.
• Gather required documents and loan conditions from members, organize complete packages, and submit them to processing and underwriting.
• Review income documentation and calculate qualifying income to support the application process.
• Coordinate title work, status updates, and loan closings with title companies and attorneys.
• Follow up with members, employers, insurance agents, and other third parties to obtain required information and keep loans moving forward.
• Maintain regular communication with Loan Originators and members throughout the mortgage process.
• Gather and verify HMDA information for accuracy.
• Support marketing and outreach to current and prospective members, Realtors, and other referral partners.

Kenntnisse

Mortgage origination experience

NMLS registration

Bilingual English/Spanish

Communication skills

Time management

Ausbildung

High school diploma or equivalent

Jobbeschreibung

IHMVCU in Des Moines is seeking a Mortgage Loan Assistant to support the mortgage team from application through closing. You will work with Mortgage Loan Originators, processing, underwriting, and external partners to keep files complete and moving.

Ideal candidates have strong communication, organization, and attention to detail, with two years of origination experience preferred and an NMLS registration in progress.