Mortgage Loan Assistant

Ascendo-Resources; Miami (FL); On-site; USD 42,000 - 64,000; Full time

Job summary

Ascendo-Resources is seeking a detail-oriented Loan Assistant / Mortgage Loan Processor to support the residential mortgage lending process from application through closing. The role requires experience with residential mortgage loans, document review, and coordination with loan officers and underwriters to keep files complete and compliant.

You will assist in collecting borrower documentation, ordering appraisals and title work, and ensuring timely closings while maintaining high standards of

Qualifications

• 2+ years of experience in residential mortgage loan processing or related roles.
• Understanding of conventional, FHA, VA, and jumbo loans.
• Familiar with mortgage documentation and underwriting requirements.
• Experience with LOS such as Encompass.
• Strong organization, attention to detail, and multitasking.
• Excellent communication and customer service skills.
• Ability to work independently in a fast-paced lending environment.

Responsibilities

• Assist Loan Officers with processing and administration of residential mortgage loan applications.
• Collect, review, and verify borrower documents.
• Prepare and maintain loan files throughout origination and underwriting.
• Coordinate with borrowers, loan officers, underwriters, title companies and third parties to facilitate closings.
• Order and track appraisals, title reports, insurance, and other documents.
• Monitor loan pipelines and ensure deadlines are met.
• Clear underwriting conditions and prepare loan packages for final approval and closing.
• Ensure compliance with internal lending policies and mortgage regulations.
• Provide administrative and operational support to the lending team.

Skills

Detail-oriented

Organized

Residential mortgage knowledge

Communication

Customer service

Independent worker

Multitasking

Tools

Encompass LOS

Job description

We are seeking a detail-oriented and organizedLoan Assistant / Mortgage Loan Processorto support the residential mortgage lending process from loan application through closing. The ideal candidate will have experience working with residential mortgage loans, reviewing documentation, coordinating with loan officers and underwriters, and ensuring loan files are complete, accurate, and compliant with lending requirements.

Key Responsibilities

• Assist Loan Officers with the processing and administration of residential mortgage loan applications.
• Collect, review, and verify borrower documentation, including income, assets, credit reports, tax returns, and employment information.
• Prepare and maintain accurate loan files throughout the mortgage origination and underwriting process.
• Coordinate with borrowers, loan officers, underwriters, title companies, and other third parties to facilitate timely loan closings.
• Order and track appraisals, title reports, insurance documents, and other required loan documentation.
• Monitor loan pipelines, follow up on outstanding conditions, and ensure deadlines are met.
• Assist in clearing underwriting conditions and preparing loan packages for final approval and closing.
• Ensure compliance with internal lending policies and applicable mortgage regulations.
• Provide administrative and operational support to the residential lending team.

Qualifications

• 2+ years of experience in residential mortgage loan processing, loan assistance, or mortgage operations preferred.
• Strong understanding of residential mortgage lending, including conventional, FHA, VA, and jumbo loans.
• Familiarity with mortgage documentation, underwriting requirements, and the loan closing process.
• Experience using Loan Origination Systems (LOS), such as Encompass, preferred.
• Excellent organizational skills, attention to detail, and ability to manage multiple loan files simultaneously.
• Strong communication and customer service skills.
• Ability to work independently in a fast-paced lending environment.