Mortgage Lending Specialist — Guide Homebuyers to Solutions

River Bank & Trust; Daphne (AL); On-site; USD 55,000 - 85,000; Full time

Job summary

River Bank & Trust is seeking a Mortgage Lending Officer to assess customer needs, collect financial data, and guide clients through mortgage options to close loans promptly. The role emphasizes compliant handling of applications and strong customer communication.

The ideal candidate will have at least two years of mortgage experience, knowledge of lending criteria, and proficiency with loan origination software and Microsoft Office.

Qualifications

• Knowledge of real estate lending criteria, compliance, and regulations.
• Ability to assess creditworthiness and eligibility for mortgage loans.
• Strong customer service and communication skills.
• Familiarity with loan origination and servicing software.
• Attention to detail and ability to manage multiple tasks.

Responsibilities

• Interview customers to determine mortgage needs.
• Collect financial information and evaluate creditworthiness.
• Guide customers through options and process.
• Prepare and submit mortgage loan applications.
• Ensure compliance with privacy laws and guidelines.
• Maintain customer relationships and provide updates throughout the process.
• Support problem resolution for applications.

Skills

Mortgage knowledge

Credit analysis

Customer service

Communication

Time management

Education

High School diploma or equivalent

Tools

Loan origination software

Microsoft Office

Job description

River Bank & Trust is seeking a Mortgage Lending Officer to assess customer needs, collect financial data, and guide clients through mortgage options to close loans promptly. The role emphasizes compliant handling of applications and strong customer communication.

The ideal candidate will have at least two years of mortgage experience, knowledge of lending criteria, and proficiency with loan origination software and Microsoft Office.