Mortgage Lending Specialist: Drive Homeownership Solutions

Mmbba; Plantation (FL); Hybrid; USD 60,000 - 175,000; Full time

Job summary

Citi is hiring a Mortgage Lending Officer in Plantation, FL to originate high-quality residential real estate loans for clients and referral partners. The role involves active engagement with real estate agents, processing teams, and customers to ensure smooth lending experiences and successful closures.

The ideal candidate has 3+ years of mortgage sales experience, an established book of business, and strong knowledge of FHA/VA and conventional loans.

Qualifications

• 2-5 years relevant experience
• 3+ years mortgage sales experience required
• Residential Mortgage experience required
• Established book of business
• Proven product sales capability required
• FHA/VA & conventional loan experience preferred
• Ability to explain financial calculations and pricing
• Knowledge of consumer lending laws including RESPA

Responsibilities

• Consult with customers about financial situation and lending needs to achieve home ownership goals
• Collect and analyze information on customer finances, goals, risk tolerance, income, assets, debts, cash flow, and credit history
• Analyze financial information to assess qualification for lending solution
• Make recommendations on lending solutions that meet objectives
• Advise customers about risks and benefits of lending options
• Promote Citi brand and lending services to real estate agents and referral partners
• Visit customers outside Citi offices as needed
• Work with internal partners to support and grow customers
• Refer customers to appropriate Citi professionals for other financial services
• Coordinate with Operations to ensure smooth loan application processing and document collection
• Assist with timely closing of loans
• Develop referral relationships with realtors, CPAs, builders, etc.
• Keep abreast of local market trends and regulatory changes

Skills

Mortgage sales

Relationship building

Customer service

Communication skills

Financial analysis

Education

Bachelor's degree

Job description

Citi is hiring a Mortgage Lending Officer in Plantation, FL to originate high-quality residential real estate loans for clients and referral partners. The role involves active engagement with real estate agents, processing teams, and customers to ensure smooth lending experiences and successful closures.

The ideal candidate has 3+ years of mortgage sales experience, an established book of business, and strong knowledge of FHA/VA and conventional loans.