Mortgage Lending Processor

Publix Employee Federal Credit Union; Lakeland (FL); On-site; USD 41,000 - 58,000; Full time

Benefits offered by this job

No-cost health insurance

Generous paid time off

11 paid holidays

401(k) retirement plan

Pay for performance incentive programs

Volunteer time off

Job summary

Publix Employees Federal Credit Union is hiring a Mortgage Lending Processor in Lakeland, FL. You will process mortgage applications, prepare TRID disclosures, and triage data in the LOS to ensure accurate underwriting and timely closings.

You will liaise with title companies, order appraisals and VOEs, and maintain open communication with loan advisors while upholding compliance and high member service standards.

Qualifications

• 1 year of relevant loan processing experience required.
• High School Diploma or equivalent required.
• NMLS license or ability to obtain within 30 days of hire.
• Proficient in MS Word, MS Excel and Outlook; familiarity with loan origination systems.
• Strong communication skills and ability to handle multiple projects with urgency.

Responsibilities

• Process mortgage applications and prepare TRID disclosures with minimal tolerance cures.
• Triage applications in the Loan Origination Software for accurate data entry.
• Review title commitments and work with title company to resolve issues.
• Coordinate with loan advisors to ensure smooth processing and timely closings.
• Index and image loan documents; order titles, appraisals and VOE as needed.
• Provide in-person and phone support for members; ensure compliance with policies.

Skills

Communication skills

Multitasking

Ability to work under pressure

Independent work

Customer service orientation

Education

High School Diploma or equivalent

Tools

MS Word

MS Excel

Outlook

Loan Origination Software

Job description

Lakeland
Lakeland Branch/Corporate Office
3005 New Tampa Highway
Lakeland, FL 33815, USA

Lakeland
Lakeland Branch/Corporate Office
3005 New Tampa Highway
Lakeland, FL 33815, USA

Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families.

• Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage!
• Generous Paid Time Off program (approximately 3 weeks a year)
• 11 paid holidays per year
• 401(k) retirement plan and profit sharing
• Pay for performance incentive programs
• Time off for giving back to your community!
• And much, much more!!!

We are committed to improvement, driven by feedback, and focused on organizational growth. We expect and demonstrate our values (Integrity, Collaboration, Service, Inclusion and Ownership)every day, creating an environment where all associates can add value and feel valued.

Find your value here as a ...

The Mortgage Lending Processor is responsible for processing all mortgage applications as well as prepare, generate, and disclose mortgage TILA-RESPA Integrated Disclosure (TRID) packages with minimal tolerance cures. Additionally, this position is responsible for triaging applications within the Loan Origination Software to ensure the most accurate data has been collected and is entered appropriately to align with the mortgage programs.

What you will do…

• Obtain and track all necessary documentation required for loan underwriting; follow up on missing documents.
• Review title commitments to ensure a clear title, collaborating with the title company to resolve any outstanding issues.
• Verify all conditions and requirements are met to move files to final underwriting, and update loan files with new documentation from borrowers.
• Process appraisal and credit report fees using the Core system or third-party system.
• Maintain ongoing communication with loan advisors to ensure seamless coordination throughout the loan process.
• Index and image loan documents accurately.
• Order essential documentation such as title, appraisal, and verification of employment (VOE).
• Prepare, generate, and disclose initial loan disclosures accurately and within compliance, based on the loan advisor’s information, minimizing tolerance cures.
• Review property details (e.g., HOA dues, county taxes) through Zillow or other relevant sources and obtain the latest property tax statements when applicable.
• Collaborate with closing attorneys, title companies, and internal departments to ensure timely and accurate loan processing.
• Review and input data into the loan origination system to ensure accuracy.
• Provide in-person and phone support for members.
• Follow all lending policies, guidelines, and procedures. in accordance with organization standards, as well as state and federal regulations and compliance requirements

What you need…

• 1 year of relevant experience.
• High School Diploma or equivalency
• NMLS license or ability to obtain an NMLS license within 30 days of hire
• Be proficient in MS Word, MS Excel and Outlook, mortgage origination systems.
• Ability to work effectively and independently in a high-pressure fast paced environment.
• Proficient in Loan Origination Software systems
• Possess excellent communication skills, both oral and written and must have the ability to handle multiple projects at one time and see them through completion with a sense of urgency.
• Committed to providing an exceptional member service experience
• Knowledge of the Bank Secrecy Act and other federal laws, including but not limited to: US Patriot Act, Office of Foreign Assets and Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act

What’s in it for you…

• Competitive pay
• Pay for performance incentive program
• Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage!
• Work/life balance

Apply now!

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Education

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Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.