Mortgage Disclosure Specialist

AppleOne Employment Services; El Monte (CA); On-site; USD 36,000 - 39,000; Full time

Benefits offered by this job

Major medical

Dental

Vision

401k

Sick pay

Job summary

AppleOne Employment Services in El Monte, CA is seeking a detail-oriented Mortgage Disclosure Specialist for a contract/temporary role. You will prepare initial disclosures, revised Loan Estimates, Change of Circumstance disclosures, and Closing Disclosures within regulatory timelines.

The right candidate has 3–5 years of mortgage operations experience, strong accuracy, and solid knowledge of residential lending workflows to support a fast-paced, team-oriented mortgage environment.

Qualifications

• 3 to 5 years of mortgage, banking, loan operations, disclosure, or residential lending experience.
• Strong knowledge of mortgage loan documentation and disclosure workflows.
• Ability to review fees and loan terms with high accuracy.
• High school diploma or equivalent required.

Responsibilities

• Review mortgage loan applications and validate data before disclosure issuance.
• Prepare initial disclosures, revised Loan Estimates, Change of Circumstance disclosures, and Closing Disclosures.
• Monitor disclosure timelines and resolve data or documentation issues.
• Ensure compliance with mortgage disclosure regulations and internal policies.
• Maintain accurate records related to disclosure preparation and issuance.

Skills

Loan data review

Disclosure prep

Regulatory compliance

Attention to detail

Time management

Education

High school diploma

Tools

Loan Origination System

Job description

Job Summary

We are seeking a detail-oriented Mortgage Disclosure Specialist for a contract/temporary opportunity in El Monte, CA. This role is ideal for a mortgage operations professional with strong disclosure preparation experience, excellent accuracy, and a solid understanding of residential lending workflows.

The Mortgage Disclosure Specialist will support timely and compliant disclosure issuance, including initial disclosures, revised Loan Estimates, Change of Circumstance disclosures, and Closing Disclosures. This opportunity offers the chance to work in a fast-paced, team-oriented banking and mortgage environment where precision, compliance, and collaboration are highly valued.

Key Responsibilities

• Review newly submitted mortgage loan applications through the Loan Origination System within required timelines.
• Validate borrower information, loan terms, fees, and supporting documentation before disclosure issuance.
• Prepare and deliver initial disclosure packages, revised Loan Estimates, Change of Circumstance disclosures, and Closing Disclosures.
• Monitor disclosure deadlines and resolve data discrepancies or documentation issues that may affect timely delivery.
• Ensure disclosure activities comply with applicable mortgage regulations, internal policies, and service-level requirements.
• Maintain accurate records and documentation related to disclosure preparation and issuance.

Compensation and Benefits

• Pay range: $26 to $28 per hour.
• Location: El Monte, CA.

Required Qualifications and Skills

• Review mortgage loan applications and validate loan data before disclosure issuance.
• Prepare initial disclosures, revised Loan Estimates, Change of Circumstance disclosures, and Closing Disclosures.
• Monitor disclosure timelines and resolve data or documentation issues.
• Support compliance with mortgage disclosure regulations, internal policies, and service-level requirements.
• High school diploma or equivalent required.
• 3 to 5 years of relevant mortgage, banking, loan operations, disclosure, or residential lending experience.
• Strong knowledge of mortgage loan documentation, disclosure preparation, and loan origination workflows.
• Ability to review fees, loan terms, borrower information, and disclosure documents with a high level of accuracy.
• Strong organization, data entry, and documentation skills.
• Expert-level PC proficiency and ability to work effectively within a Loan Origination System.
• Strong attention to detail, time management skills, and ability to meet regulatory deadlines.
• Ability to work in a team-oriented environment and adapt to a fast-paced, changing business environment.

Preferred Qualifications

• College degree is a plus.
• Previous experience in a bank residential mortgage lending environment is preferred.
• Experience preparing Loan Estimates, revised disclosures, Change of Circumstance disclosures, and Closing Disclosures is preferred.

Equal Opportunity Employer / Disabled / Protected Veterans

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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.

We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.