Redisclosure Specialist

AD Mortgage; Troy (MI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

PTO & sick days

Medical insurance

Dental insurance

Vision insurance

401(k)

Job summary

AD Mortgage seeks a Redisclosure Specialist to prepare, review, and issue revised mortgage disclosures throughout the loan process. You will collaborate with processors, underwriters, and closers to ensure accuracy and regulatory compliance, delivering timely redisclosures.

The role emphasizes attention to detail, multi-tasking across files, and strict adherence to TRID and disclosure standards within a fast-paced mortgage environment in Troy, MI.

Qualifications

• High school diploma or equivalent.
• Experience in mortgage lending, loan processing, disclosures, closing, compliance, or a related mortgage operations function.
• Working knowledge of mortgage loan documentation and the residential lending process.
• Familiarity with Loan Estimates, Closing Disclosures, and Change of Circumstance requirements.
• Strong attention to detail and commitment to accuracy.
• Ability to manage multiple files, priorities, and deadlines in a fast-paced environment.
• Strong organizational, analytical, and problem-solving skills.
• Ability to identify discrepancies and resolve issues before documents are released.
• Effective written and verbal communication skills.
• Ability to work collaboratively with multiple departments.
• Proficiency in mortgage loan origination systems and standard business software.

Responsibilities

• Prepare and issue revised mortgage disclosures when loan terms, fees, or other relevant information change.
• Review loan changes to determine whether a revised disclosure is required.
• Prepare Revised Loan Estimates, Change of Circumstance documentation, Closing Disclosures, and other applicable redisclosure documents.
• Ensure disclosures comply with TRID requirements, applicable regulations, and company policies.
• Verify the accuracy and completeness of loan information before releasing documents to the borrower.
• Review supporting documentation to confirm that disclosure changes are properly justified and documented.
• Monitor disclosure deadlines and ensure documents are delivered within required regulatory timeframes.
• Identify discrepancies, missing information, or potential compliance concerns and coordinate timely resolution.
• Communicate with processors, underwriters, closers, lock desk personnel, and other internal partners to obtain accurate loan information.
• Maintain complete, organized, and audit-ready records for quality control and regulatory review.
• Update loan systems and internal records to reflect disclosure activity and status.
• Respond to questions from internal teams regarding redisclosure requirements and documentation.
• Support loan production goals while maintaining accuracy, quality, and regulatory compliance.
• Perform additional duties and responsibilities as assigned.

Skills

Mortgage operations

Disclosures

Compliance

Attention to detail

Time management

Communication skills

Mortgage software

Education

High school diploma or equivalent

Tools

Mortgage loan origination systems

Job description

About This Opportunity

The Redisclosure Specialist is responsible for preparing, reviewing, and issuing revised mortgage disclosures when changes occur during the loan process. This position serves as a key point of contact for redisclosure-related activities and ensures that updated disclosures are accurate, complete, properly documented, and delivered within required regulatory timelines.

About This Opportunity

The Redisclosure Specialist is responsible for preparing, reviewing, and issuing revised mortgage disclosures when changes occur during the loan process. This position serves as a key point of contact for redisclosure-related activities and ensures that updated disclosures are accurate, complete, properly documented, and delivered within required regulatory timelines.

This role combines mortgage operations, regulatory compliance, and quality control. The Redisclosure Specialist works closely with internal departments to evaluate loan changes, determine disclosure requirements, resolve discrepancies, and support an accurate and compliant loan process.

Key Responsibilities

• Prepare and issue revised mortgage disclosures when loan terms, fees, or other relevant information change.
• Review loan changes to determine whether a revised disclosure is required.
• Prepare Revised Loan Estimates, Change of Circumstance documentation, Closing Disclosures, and other applicable redisclosure documents.
• Ensure disclosures comply with TRID requirements, applicable regulations, and company policies.
• Verify the accuracy and completeness of loan information before releasing documents to the borrower.
• Review supporting documentation to confirm that disclosure changes are properly justified and documented.
• Monitor disclosure deadlines and ensure documents are delivered within required regulatory timeframes.
• Identify discrepancies, missing information, or potential compliance concerns and coordinate timely resolution.
• Communicate with processors, underwriters, closers, lock desk personnel, and other internal partners to obtain accurate loan information.
• Maintain complete, organized, and audit-ready records for quality control and regulatory review.
• Update loan systems and internal records to reflect disclosure activity and status.
• Respond to questions from internal teams regarding redisclosure requirements and documentation.
• Support loan production goals while maintaining accuracy, quality, and regulatory compliance.
• Perform additional duties and responsibilities as assigned.

Location and Schedule

• This is a full‑time, office‑based position in a modern, cozy environment in our Troy, Michigan HQ.
• Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM.

Skills & Qualifications

• High school diploma or equivalent
• Experience in mortgage lending, loan processing, disclosures, closing, compliance, or a related mortgage operations function
• Working knowledge of mortgage loan documentation and the residential lending process
• Familiarity with Loan Estimates, Closing Disclosures, and Change of Circumstance requirements
• Strong attention to detail and commitment to accuracy
• Ability to manage multiple files, priorities, and deadlines in a fast‑paced environment
• Strong organizational, analytical, and problem‑solving skills
• Ability to identify discrepancies and resolve issues before documents are released
• Effective written and verbal communication skills
• Ability to work collaboratively with multiple departments
• Proficiency in mortgage loan origination systems and standard business software.

Preferred Qualifications

• Previous experience preparing or reviewing mortgage disclosures
• Knowledge of TRID, TILA, RESPA, and related mortgage disclosure requirements
• Experience working in a high‑volume mortgage environment
• Experience with compliance reviews, quality control, or document auditing
• Familiarity with mortgage loan origination and disclosure technology.

What We Offer | Career and Culture

• Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
• Growth Path: Defined paid training and clear pathways for career development.
• Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

AD Mortgage is a broker‑voted Top 5 U.S. wholesale lender, and recognized as a top Non‑QM lender in the U.S. With 20 years in the industry, we offer a full range of loan programs, including DSCR, Bank Statement, FHA, and Conventional loans.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.