Mortgage Disclosure & Loan Docs Specialist

CCM CrossCountry Mortgage, LLC; Columbia (MD); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation

Medical insurance

Dental insurance

Vision insurance

401K plan

Short-term disability

Employee assistance program

Wellness program

Job summary

CrossCountry Mortgage, LLC is seeking a Branch Disclosure Specialist to review loan files, prepare disclosures, and ensure timely, accurate submissions to customers and loan teams. You will work daily with Loan Officers and Production Managers to maintain TRID compliance and prevent disclosure issues.

The role requires a solid mortgage background, strong attention to detail, and excellent customer service skills. Training and a supportive culture are emphasized in this growing organization.

Qualifications

• Experience with RESPA/TRID rules.
• Experience in the mortgage industry.
• Knowledge of TILA-RESPA Integrated Disclosure Rule.
• FHA/VA/USDA knowledge is a plus.
• Excellent attention to detail and customer service.

Responsibilities

• Review loan documentation to identify deficiencies and notify the loan officer.
• Clarify/correct information with CCM customers via phone or email.
• Prepare disclosures and re-disclosures within 3 days of application or change of circumstance.
• Verify accuracy of fees to mitigate TRID/RESPA violations.
• Upload disclosures to Encompass.
• Review compliance and revise as needed to pass.
• Identify HPML, Safe Harbor, and Rebuttable Presumption considerations.
• Answer disclosure emails timely and accurately.
• Coordinate with Sales, Processing, Closing and Underwriting as needed.

Skills

RESPA/TRID

Mortgage industry

TILA-RESPA knowledge

FHA/VA/USDA knowledge

Attention to detail

Customer service

Education

High School Diploma or equivalent

Job description

CrossCountry Mortgage, LLC is seeking a Branch Disclosure Specialist to review loan files, prepare disclosures, and ensure timely, accurate submissions to customers and loan teams. You will work daily with Loan Officers and Production Managers to maintain TRID compliance and prevent disclosure issues.

The role requires a solid mortgage background, strong attention to detail, and excellent customer service skills. Training and a supportive culture are emphasized in this growing organization.