Mortgage Disclosure Specialist: Timely, Reg-Driven Compliance

MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION; United States; A distancia; USD 65.000 - 90.000; Jornada completa

Descripción de la vacante

Midland Federal Savings and Loan Association is seeking a Mortgage Disclosure Desk Specialist to prepare, review, and issue accurate disclosures in line with TRID, RESPA, TILA, and governing regulations. You will work closely with loan officers, processors, underwriters, and closing teams to ensure timely disclosures throughout the loan process.

The role requires attention to detail, strong organizational skills, and the ability to manage a high-volume workflow while meeting strict regulatory

Formación

• High school diploma or equivalent; associate or bachelor’s degree preferred.
• 1–3 years mortgage lending, disclosure, processing, closing, or compliance experience preferred.
• Knowledge of TRID, RESPA, TILA, and mortgage fee-tolerance requirements.
• Experience with loan origination systems and mortgage-document platforms preferred.

Responsabilidades

• Prepare and deliver initial and revised Loan Estimates, Closing Disclosures within regulatory time frames.
• Review loan applications and supporting documentation for accuracy and completeness.
• Monitor changed circumstances, fee adjustments, loan term changes, and tolerance requirements.
• Calculate and validate fees, cash-to-close, prepaid items, escrow, credits.
• Maintain compliance with TRID, RESPA, TILA and state requirements.
• Track disclosure deadlines and follow up on outstanding information.
• Document disclosure activity and retain evidence of delivery and borrower acknowledgment.
• Identify discrepancies and coordinate corrections with stakeholders.
• Respond to disclosure-related questions and provide guidance on procedures.
• Support quality-control reviews, audits, and process-improvement initiatives.

Conocimientos

Attention to detail

Organization

Analytical ability

Time management

Written and verbal communication

Educación

HS diploma or equivalent

Associate degree

Bachelor's degree

Herramientas

Microsoft Office

Loan origination systems

Document management systems

Descripción del empleo

Midland Federal Savings and Loan Association is seeking a Mortgage Disclosure Desk Specialist to prepare, review, and issue accurate disclosures in line with TRID, RESPA, TILA, and governing regulations. You will work closely with loan officers, processors, underwriters, and closing teams to ensure timely disclosures throughout the loan process.

The role requires attention to detail, strong organizational skills, and the ability to manage a high-volume workflow while meeting strict regulatory