Mortgage Default Liquidation Specialist

Us Bank; Earth City (MO); Hybrid; USD 32,000 - 41,000; Full time

Benefits offered by this job

Healthcare

Retirement plan

Paid vacation

Holiday pay

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Default Management Liquidation Agent to evaluate and manage borrower requests for foreclosure alternatives, including short sales and deeds‑in‑lieu, to support loss mitigation and ensure compliant, timely outcomes.

The role involves reviewing borrower documentation, coordinating with external partners, and maintaining regulatory compliance while managing an active caseload in a hybrid setting with on-site requirements.

Qualifications

• Bachelor's degree, or equivalent work experience.
• Four or more years of experience in administrative support activities.

Responsibilities

• Review and evaluate home liquidation applications for foreclosure alternatives in accordance with investor, regulatory, and company guidelines.
• Compile borrower financial and property documentation required to support liquidation requests (short sale or deed‑in‑lieu).
• Serve as the primary owner of assigned files from request receipt through final resolution.
• Coordinate and communicate with borrowers, authorized listing agents, realtors, buyers, sellers, title companies, investors/insurers, and internal partner teams as needed.
• Review, negotiate, and approve list price reductions, counteroffers, and short sale transactions within delegated authority.
• Ensure adherence to regulatory decision timeframes from application receipt through final determination.
• Maintain quality and compliance standards by partnering with quality control teams and ensuring accuracy of decision letters and documentation prior to issuance.

Skills

Organizational skills

Critical thinking

Decision making

Written communication

Attention to detail

Education

Bachelor's degree or equivalent

Job description

U.S. Bank is seeking a Default Management Liquidation Agent to evaluate and manage borrower requests for foreclosure alternatives, including short sales and deeds‑in‑lieu, to support loss mitigation and ensure compliant, timely outcomes.

The role involves reviewing borrower documentation, coordinating with external partners, and maintaining regulatory compliance while managing an active caseload in a hybrid setting with on-site requirements.