Mortgage Closing Specialist I

Redwood Credit Union; Napa (CA); On-site; USD 33,000 - 43,000; Full time

Benefits offered by this job

Competitive medical, dental, andvision

Employee performance incentive plan

401(k) with employer match

Time Off - PTO and holidays

Birthday off

Job summary

Redwood Credit Union is seeking a Loan Closing Coordinator I to support mortgage closing and funding processes. You will prepare, review, and remit loan closing documents, ensuring TRID compliance and investor guideline adherence.

The role involves coordinating with title companies, lenders, and internal teams to finalize closings and resolve post-closing issues. The ideal candidate has entry-level review skills, attention to detail, and the ability to work in a fast-paced environment with

Qualifications

• Basic knowledge of mortgage lending guidelines and regulations.
• Clear understanding of RESPA and TRID regulation requirements.
• Experience using internet-based loan origination software; prefer Accenture Mortgage Cadence and/or Episys Symitar.
• Basic knowledge of investor guidelines (Fannie Mae Preferred) and compliance requirements.
• Ability to work in a high-paced environment with self-driven initiative.
• Strong attention to detail.
• Experience creating residential loan closing documents.
• Effective written and verbal communication.
• Ability to build relationships with vendors and team members.
• Ability to act independently and confidentially.

Responsibilities

• Prepare and remit accurate loan closing documents to closing agents.
• Ensure supplemental documents and underwriting stipulations are included.
• Review loan documents for completeness, accuracy, and compliance.
• Apply TRID regulations, including timing and accuracy of Loan Estimates and Closing Disclosures.
• Maintain compliance with policies, investor guidelines, and regulatory changes.
• Validate executed loan documents for signatures, notary info, and title compliance.
• Resolve documentation errors and ensure fee tolerance compliance.
• Review and approve Closing Disclosure and Settlement Statement for accuracy.
• Issue final Closing Disclosure and initiate wire transfers.
• Input funding data into loan origination and core banking systems.
• Address post-closing issues and deliver loan packages to investors.
• Provide backup support for lending phone queues.
• Respond to basic inquiries regarding loan status.

Skills

Mortgage lending knowledge

TRID/RESPA

Attention to detail

Communication

Teamwork

Discretion

Closing documents

Education

High School Diploma or equivalent

Tools

Accenture Mortgage Cadence

Episys Symitar

Job description

Redwood Credit Union is seeking a Loan Closing Coordinator I to support mortgage closing and funding processes. You will prepare, review, and remit loan closing documents, ensuring TRID compliance and investor guideline adherence.

The role involves coordinating with title companies, lenders, and internal teams to finalize closings and resolve post-closing issues. The ideal candidate has entry-level review skills, attention to detail, and the ability to work in a fast-paced environment with