Mortgage Closing Specialist (Encompass) – Hybrid

Calculated Hire; Cincinnati (OH); Hybrid; USD 52,000 - 65,000; Full time

Job summary

Eight Eleven Group (DBA Calculated Hire) is seeking a Retail Lending Closer to prepare, review, and coordinate consumer and mortgage loan closing packages. The role ensures regulatory compliance, accuracy, and on-time funding by partnering with lending, underwriting, and compliance teams.

The ideal candidate has 1–2+ years in consumer lending or mortgage closing, with hands-on Encompass experience and strong attention to detail for document and funding accuracy.

Qualifications

• 1–2+ years of experience in consumer lending, mortgage closing, or consumer banking operations
• Hands-on experience using Encompass is required
• Strong mathematical and analytical skills to ensure document and funding accuracy

Responsibilities

• Prepare, review, and finalize consumer and mortgage loan closing documentation in accordance with regulatory, investor, and internal policy requirements
• Review loan approvals, supporting documentation, and system data to confirm TRID and due-diligence requirements are satisfied prior to closing
• Generate and review HUD‑1 / Closing Disclosure statements to ensure accuracy and regulatory adherence
• Send closing instructions and coordinate with internal lending partners to resolve documentation deficiencies prior to scheduled closings
• Prepare all required disclosures and closing documents using loan origination systems
• Verify underwriting and funding conditions have been satisfied and properly approved
• Obtain and validate all required documentation to support closing and disbursement of funds
• Maintain clear, timely communication with internal teams and external parties throughout the closing process
• Ensure all activities align with applicable state and federal banking regulations

Skills

Attention to detail

Customer service

Analytical skills

Tools

Encompass

Job description

Eight Eleven Group (DBA Calculated Hire) is seeking a Retail Lending Closer to prepare, review, and coordinate consumer and mortgage loan closing packages. The role ensures regulatory compliance, accuracy, and on-time funding by partnering with lending, underwriting, and compliance teams.

The ideal candidate has 1–2+ years in consumer lending or mortgage closing, with hands-on Encompass experience and strong attention to detail for document and funding accuracy.