Mortgage Loan Closer

RemX | The Workforce Experts; Warminster Township (Bucks County); Hybrid; USD 31,684 - 36,230; Full time

Job summary

A staffing and workforce solutions company in Warminster Township is seeking a Mortgage Loan Closer to ensure smooth and compliant closings for our members. The ideal candidate will have 1–3 years of experience in mortgage closings and strong interpersonal skills. Responsibilities include reviewing mortgage files, preparing closing documents, and communicating with stakeholders. This position requires in-office work initially, transitioning to a hybrid model post-training. A high school diploma and experience with Encompass are required.

Qualifications

• 1–3 years of experience as a mortgage closer with hands-on experience with Encompass.
• Demonstrated ability to build relationships and influence others.

Responsibilities

• Review approved mortgage files for final closing packages.
• Communicate with borrowers and agents to gather required documentation.
• Prepare and deliver closing documents per guidelines.
• Verify accuracy of title abstracts and post-closing documentation.

Skills

Strong interpersonal skills

Understanding of real estate lending

Proactive follow-up on pending files

Education

High school diploma or GED

Tools

Encompass

Job description

Mortgage Loan Closer

Pay: $23–$26.30/hr DOE

Schedule: 100% in‑office during training; hybrid with 1 in‑office day per week once fully trained

About the Role

Mortgage Loan Closer needed to support our lending team and ensure smooth, accurate, and compliant closings for our members.

Responsibilities

• Review approved mortgage files to confirm all underwriting conditions are satisfied before preparing final closing packages.
• Communicate with borrowers, real estate agents, and title companies to gather required documentation.
• Prepare and deliver closing documents in accordance with RESPA and Credit Union guidelines.
• Approve and send preliminary Closing Disclosure statements.
• Verify accuracy of title abstracts, insurance forms, and other post‑closing documentation.
• Support the mortgage team with additional tasks as needed.

Qualifications

• 1–3 years of experience as a mortgage closer, including hands‑on experience with Encompass.
• High school diploma or GED.

Required Skills

• Strong interpersonal skills with the ability to build relationships and influence others.
• Solid understanding of real estate lending, secondary market guidelines, and automated underwriting systems.

Preferred Skills

• Zero‑error documentation and timely delivery of closing packages.
• Meeting all scheduled closing dates.
• Proactively following up on pending files to ensure timely closings.
• Resolving internal and member inquiries with accuracy and a positive attitude.
• Upholding FCU’s core service standards.