Mortgage Closer

F And M Trust; Chambersburg (Franklin County); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid work arrangement

Competitive benefits

Job summary

F&M Trust is seeking a Mortgage Lending Closer for our Residential Mortgage Lending Department. This role reports to Chambersburg, PA or another office within the Capital Region. A hybrid work arrangement is available after a satisfactory introductory period.

The Closer will review loan documentation to ensure compliance with state and federal regulations, supporting first-time homebuyers and families in their home purchases, and will work with mortgage software and standard bank policies.

Qualifications

• 3–5 years' experience in lending regulations and mortgage guidelines.
• Experience with reviewing pre/post close mortgage loan files.
• Able to communicate clearly in writing and verbally.

Responsibilities

• Ensure mortgage loan documentation complies with state and federal regulations.
• Review pre/post close mortgage loan files with high accuracy and according to bank policies.
• Contribute to homeownership goals by guiding borrowers through the closing process.

Skills

Excellent communication

Strong organization

Attention to detail

Strong math skills

Word and Excel

Learn mortgage software

Education

High School Diploma or GED

Tools

Mortgage software

Job description

F&M Trust is seeking a Mortgage Lending Closer for our Residential Mortgage Lending Department. This position will report to Chambersburg, PA or another available office location within the Capital Region. A hybrid working arrangement is available following a satisfactory introductory period and successful demonstration of key accountabilities.

WHAT SETS US APART?

F&M is a community-based lender committed to our hometowns with over 120 years of history. Here, you're recognized as an individual-not a number-and you'll find a supportive, connected workplace paired with long-term stability and meaningful career growth.

ABOUT THE ROLE

This Closer will have a variety of responsibilities that they work through on an on-going basis. This individual will be responsible for ensuring that mortgage loan documentation complies with state and federal banking regulations. Review pre/post close mortgage loan files with a high degree of accuracy while adhering to bank policies and procedures. At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of homeownership. Whether you're helping first-time homebuyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the, biggest purchases in their life.

MINIMUM QUALIFICATIONS

• High School Diploma or GED
• A minimum of three (3) – five (5) years' working knowledge of lending regulations and Fannie Mae, Freddie Mac, VA, USDA, PHFA and/or FHA mortgage market guidelines required. Including residential mortgage lending, loan documentation or loan review.
• Excellent communicator, both written and verbal
• Strong organization skills and ability to multi-task
• Attentive to details
• Strong math skills with high degree of accuracy
• Proficient in Word and Excel and able to learn mortgage software
• Aptitude and desire to learn internal policies and procedures and government loan programs

COMPARABLE JOB TITLES:

Here at F&M we call this position a Residential Mortgage Lending Closer, but to help the title resonate with you, other employers may title the position as Doc Prep Closer, Loan Closer, Mortgage Closer, Mortgage Closing Specialist, Mortgage Loan Closer, Mortgage Post Closing Settlement Specialist, Post Closer, Settlement Processor, Real Estate Settlement Processor, Title Insurance Closer, and Title Insurance Agent.

F&M Trust is an Equal Opportunity Employer - Disability/Vet