Mortgage Branch Sales Manager

First National Bank Texas; Salado (TX); On-site; USD 65,000 - 120,000; Full time

Job summary

First National Bank Texas is seeking an experienced Mortgage Loan Originator to originate high-quality loans that meet FCMC guidelines. You will develop business relationships with local real estate agents and builders, manage the loan origination team, and train staff on mortgage loan basics.

You will take customer loan applications, pull credit, conduct presentations, promote seminars, and guide borrowers through the process.

Qualifications

• Experience originating loans and meeting guidelines.
• Ability to develop relationships with real estate agents and builders.
• Leadership and training of loan origination staff.
• Experience presenting to home buyers and real estate partners.

Responsibilities

• Originate high quality loans that meet FCMC guidelines.
• Develop business relationships with local real estate agents and builders.
• Manage the loan origination team and train staff on mortgage basics.
• Take customer loan applications and pull credit.
• Present to First Time Home Buyer seminars and realtor meetings.
• Guide borrowers through the loan process and communicate with agents.

Skills

Loan origination

Sales leadership

Relationship building

Customer service

Education

Bachelor's degree preferred

Tools

CRM software

Credit bureaus

Job description

Job Description * Originate high quality loans which meet FCMC guidelines

• *Develop business relationships with local Real Estate agents and builders
• *Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics
• *Develop contacts with Banks partner store management team
• *Take customer loan applications, including pulling credit
• *Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
• *Communicate with borrowers and real estate agents throughout the loan process
• *Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
• *Formulate and implement sales strategies and goals to elevate mortgage loan production and meet revenue objectives for assigned team.
• *Responsible for the day-to-day oversight of assigned loan origination team
• *Provide guidance and feedback to assigned team
• *Lead and motivate sales team to successfully reach sales targets
• *Assist in the recruiting, training, and managing of assigned staff * This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
• *Travel as needed to meet business needs
• *Other duties as assigned

Physical Requirements

• Must be able to remain in a sitting and/or standing position for extended periods of time
• Requires ability to operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.