Loan Originator - Waco

First National Bank Texas; Waco (TX); On-site; USD 60,000 - 90,000; Full time

Job summary

First National Bank Texas is seeking a mortgage loan originator to build and grow loan business within the local market. You will develop relationships with real estate agents, builders, and other referral sources while managing loan applications through approval and closing.

The role involves presenting at First Time Home Buyer seminars and realtor meetings, training staff on mortgage loan basics, and traveling as needed to meet business goals. Equal opportunity employer.

Qualifications

• Originate high quality loans meeting guidelines.
• Develop relationships with local real estate agents and builders.
• Travel as needed to meet business needs.
• Communicate with borrowers and real estate agents throughout the loan process.
• May serve as office manager at times.

Responsibilities

• Develop business relationships with local real estate agents and builders.
• Originate and manage mortgage loans in FNBT and partner banks.
• Present to First Time Home Buyer seminars and realtor meetings.
• Coordinate disclosures, Good Faith Estimates, and APR explanations.

Skills

Mortgage loan origination

Business development

Customer relationship management

Presentation & training

Job description

Job Description * Originate high quality loans which meet FCMC guidelines

• Develop business relationships with local Real Estate agents and builders
• Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics
• Develop contacts with Banks partner store management team
• Take customer loan applications, including pulling credit
• Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
• Communicate with borrowers and real estate agents throughout the loan process
• Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
• Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
• This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
• Travel as needed to meet business needs
• Regular and predictable attendance and punctuality
• Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements

• Must be able to remain in a sitting and/or standing position for extended periods of time
• Requires ability to operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.

FNBT is an equal opportunity employer.