Mortgage Advisor: Real Estate Financing Pro

United Federal Credit Union; Grand Rapids (MI); On-site; USD 52,000 - 78,000; Full time

Job summary

United Federal Credit Union seeks a Mortgage Advisor to provide quality real estate lending expertise and financial counseling to members, guiding them through the mortgage loan process to support growth objectives.

Three years of real estate lending experience, NMLS registration, and knowledge of lending laws are required; the role includes education for branches and building relationships with real estate professionals.

Qualifications

• High school diploma or equivalent required.
• Three years real estate lending experience desired.
• NMLS registration required upon hire.
• Knowledge of real estate laws and compliance.

Responsibilities

• Provide financial counseling through interviewing, pre-qualifying, and the mortgage loan application process. Time: 50%
• Monitor and manage sales pipeline consisting of mortgage applications taken but not yet closed; follow-up with mortgage operations personnel as necessary to obtain loan status and outstanding conditions; assist with clearing of underwriting conditions as necessary; re-structure loan terms and programs as necessary; monitor interest rate lock periods to ensure that locked rates are not allowed to expire; verify closing figures with operations personnel prior to loan closing. Time: 20%
• Develop and maintain relationships with the real estate/builder community to promote real estate loan programs. Represent the Credit Union at community real estate functions. Give educational presentations within the community. Time: 20%
• Work with branch lending personnel regarding real estate programs. Provide educational support to branches and members. Time: 10%

Skills

Excellent communication

Real estate lending knowledge

Financial calculations

CRM proficiency

Origination software

Ellie Mae Encompass

Interpersonal skills

Education

High school diploma or equivalent

Tools

CRM software

Ellie Mae Encompass

Microsoft Office

Job description

United Federal Credit Union seeks a Mortgage Advisor to provide quality real estate lending expertise and financial counseling to members, guiding them through the mortgage loan process to support growth objectives.

Three years of real estate lending experience, NMLS registration, and knowledge of lending laws are required; the role includes education for branches and building relationships with real estate professionals.