Money Transmitter Licensing & Regulatory Consultant (US)

Elibrium Inc.; Wyoming; On-site; USD 134,000 - 268,000; Full time

Job summary

Elibrium Inc. seeks a senior, hands-on Regulatory Licensing Consultant to lead its US licensing strategy and execution. The role focuses on building a state-by-state MT licensing roadmap, coordinating NMLS Wave 1 and Wave 2 submissions, and managing MU1/MU2 filings and related disclosures.

You will drive BSA/AML and OFAC program maturity, and liaise with regulators to advance licensing inquiries. The ideal candidate has 10+ years in US fintech regulatory compliance, direct MTL approvals, and

Qualifications

• 10+ years of experience in US fintech regulatory compliance or licensing.
• Direct ownership of Money Transmitter License approvals across multiple states.
• Deep familiarity with NMLS filings, including MU1 and MU2 workflows.
• Experience with crypto, stablecoin, or virtual currency conversion compliance.
• Proven ability to interact with regulators and manage licensing examinations.
• Background as a Head of Compliance, licensing lead, examiner, or in-house regulatory operator.

Responsibilities

• Assess Elibrium’s crypto-to-USD transaction flow and regulatory exposure.
• Build a state-by-state licensing roadmap for US money transmission operations.
• Lead Wave 1 and Wave 2 Money Transmitter License applications through NMLS.
• Prepare and manage MU1, MU2, surety bond documentation, and financial disclosures.
• Support development and maturity of BSA/AML and OFAC compliance programs.
• Respond directly to state regulator inquiries, deficiency letters, and licensing exams.
• Advise on virtual currency and stablecoin conversion treatment across jurisdictions.
• Coordinate licensing strategy with partners such as Highnote and banking providers.
• Serve as a long-term regulatory advisor as Elibrium internalizes key payment rails.

Skills

Regulatory compliance

Licensing

NMLS filings

Regulator engagement

Attention to detail

Execution mindset

Job description

Elibrium is a global financial infrastructure company transforming the way businesses issue cards, manage spend, and run payments at scale.

We provide instant virtual card issuing, US Visa BINs, multi-currency support, real-time transaction monitoring, and API-driven automation – enabling companies to modernize financial operations easily.

We are expanding our regulatory footprint in the United States to support direct crypto-to-USD conversion and money transmission capabilities within a fully compliant framework.

The Opportunity

• State Money Transmitter License (MTL) rollout
• NMLS filings and regulator engagement

We are seeking a senior, hands-on Regulatory Licensing Consultant to lead Elibrium’s US licensing strategy and execution, including:

Key Responsibilities

• Assess Elibrium’s crypto-to-USD transaction flow and regulatory exposure
• Build a state-by-state licensing roadmap for US money transmission operations
• Lead Wave 1 and Wave 2 Money Transmitter License applications through NMLS
• Prepare and manage MU1, MU2, surety bond documentation, and financial disclosures
• Support development and maturity of BSA/AML and OFAC compliance programs
• Respond directly to state regulator inquiries, deficiency letters, and licensing exams
• Advise on virtual currency and stablecoin conversion treatment across jurisdictions
• Coordinate licensing strategy with partners such as Highnote and banking providers
• Serve as a long-term regulatory advisor as Elibrium internalizes key payment rails

Ideal Candidate Profile

We are specifically looking for a senior individual consultant.

• 10+ years of experience in US fintech regulatory compliance or licensing
• Direct ownership of Money Transmitter License approvals across multiple states
• Deep familiarity with NMLS filings, including MU1 and MU2 workflows
• Experience with crypto, stablecoin, or virtual currency conversion compliance
• Proven ability to interact with regulators and manage licensing examinations
• Background as a Head of Compliance, licensing lead, examiner, or in-house regulatory operator
• Practical execution mindset with strong attention to detail
• Competitive monthly compensation based on experience and scope