Senior US FinTech Licensing Lead - Money Transmitter

Elibrium Inc.; Wyoming; On-site; USD 134,000 - 268,000; Full time

Job summary

Elibrium Inc. seeks a senior, hands-on Regulatory Licensing Consultant to lead its US licensing strategy and execution. The role focuses on building a state-by-state MT licensing roadmap, coordinating NMLS Wave 1 and Wave 2 submissions, and managing MU1/MU2 filings and related disclosures.

You will drive BSA/AML and OFAC program maturity, and liaise with regulators to advance licensing inquiries. The ideal candidate has 10+ years in US fintech regulatory compliance, direct MTL approvals, and

Qualifications

• 10+ years of experience in US fintech regulatory compliance or licensing.
• Direct ownership of Money Transmitter License approvals across multiple states.
• Deep familiarity with NMLS filings, including MU1 and MU2 workflows.
• Experience with crypto, stablecoin, or virtual currency conversion compliance.
• Proven ability to interact with regulators and manage licensing examinations.
• Background as a Head of Compliance, licensing lead, examiner, or in-house regulatory operator.

Responsibilities

• Assess Elibrium’s crypto-to-USD transaction flow and regulatory exposure.
• Build a state-by-state licensing roadmap for US money transmission operations.
• Lead Wave 1 and Wave 2 Money Transmitter License applications through NMLS.
• Prepare and manage MU1, MU2, surety bond documentation, and financial disclosures.
• Support development and maturity of BSA/AML and OFAC compliance programs.
• Respond directly to state regulator inquiries, deficiency letters, and licensing exams.
• Advise on virtual currency and stablecoin conversion treatment across jurisdictions.
• Coordinate licensing strategy with partners such as Highnote and banking providers.
• Serve as a long-term regulatory advisor as Elibrium internalizes key payment rails.

Skills

Regulatory compliance

Licensing

NMLS filings

Regulator engagement

Attention to detail

Execution mindset

Job description

Elibrium Inc. seeks a senior, hands-on Regulatory Licensing Consultant to lead its US licensing strategy and execution. The role focuses on building a state-by-state MT licensing roadmap, coordinating NMLS Wave 1 and Wave 2 submissions, and managing MU1/MU2 filings and related disclosures.

You will drive BSA/AML and OFAC program maturity, and liaise with regulators to advance licensing inquiries. The ideal candidate has 10+ years in US fintech regulatory compliance, direct MTL approvals, and