Middle Market Credit Analyst I — Growth & Training

TD; New York (NY); Presencial; USD 39.000 - 58.000; Jornada completa

Descripción de la vacante

TD's Middle Market Credit Management Group seeks a Credit Analyst I to conduct in-depth financial analysis of borrowers and support lending decisions. You will evaluate cash flows, credit risk, and industry factors, preparing insightful memos for approval.

The role emphasizes accuracy, teamwork, and adherence to regulatory standards. The position requires a 4-year degree or equivalent experience, with 1+ years in credit analysis.

Formación

• 4 year degree or equivalent experience.
• 1+ years related experience preferred.
• Basic knowledge of credit and financial analysis techniques.
• Strong oral and written communication skills.
• Strong analytical and research skills.
• Developed PC skills including proficiency and capability in word processing and spreadsheet software.
• Ability to meet deadlines.
• Ability to maintain the confidentiality of credit and Customer information.

Responsabilidades

• Conduct in-depth industry and financial analysis of existing and potential borrowers.
• Prepare underwriting analysis of Borrower's character, credit worthiness and financial condition.
• Support lending and credit functions with analytical input.
• May prepare memos for presentation to lending and credit authorities.
• Monitor credit files and update analyses as needed.
• Ensure compliance with regulatory requirements.

Conocimientos

Financial analysis

Written communication

Analytical skills

Teamwork

Educación

4-year degree

Descripción del empleo

TD's Middle Market Credit Management Group seeks a Credit Analyst I to conduct in-depth financial analysis of borrowers and support lending decisions. You will evaluate cash flows, credit risk, and industry factors, preparing insightful memos for approval.

The role emphasizes accuracy, teamwork, and adherence to regulatory standards. The position requires a 4-year degree or equivalent experience, with 1+ years in credit analysis.